OBT
Orange County Bancorp Inc
NASDAQ: OBT · FINANCIAL SERVICES · BANKS - REGIONAL
$34.10
+0.18% today
Updated 2026-04-30
Market cap
$474.50M
P/E ratio
10.63
P/S ratio
3.97x
EPS (TTM)
$3.33
Dividend yield
1.61%
52W range
$22 – $38
Volume
0.1M
Orange County Bancorp Inc (OBT) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $30.85M | $25.34M | $26.57M | $28.40M | $33.70M | $38.29M | $42.36M | $47.88M | $57.56M | $64.43M | $76.00M | $96.00M | $131.07M | $143.09M | $158.13M |
| Revenue growth (YoY) | — | -17.9% | +4.9% | +6.9% | +18.7% | +13.6% | +10.6% | +13.0% | +20.2% | +11.9% | +18.0% | +26.3% | +36.5% | +9.2% | +10.5% |
| Cost of revenue | $30.85M | — | — | — | $10.04M | $5.72M | $4.64M | $5.25M | $7.04M | $10.13M | $6.40M | $15.65M | $37.25M | $43.17M | $38.67M |
| Gross profit | — | $25.34M | $26.57M | $28.40M | $23.65M | $32.57M | $37.72M | $42.62M | $50.52M | $54.29M | $69.60M | $80.35M | $93.82M | $99.92M | $119.46M |
| Gross margin | 0.0% | 100.0% | 100.0% | 100.0% | 70.2% | 85.1% | 89.0% | 89.0% | 87.8% | 84.3% | 91.6% | 83.7% | 71.6% | 69.8% | 75.5% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | — | $1.94M | $2.45M | $2.78M | $16.27M | $17.27M | $18.67M | $20.10M | $22.01M | $23.95M | $25.21M | $30.61M | $35.04M | $38.77M | $43.14M |
| Operating income | $9.85M | $10.53M | $10.48M | $10.95M | $-1.91M | $4.36M | $6.50M | $9.18M | $14.41M | $14.52M | $26.68M | $30.28M | $37.15M | $34.82M | $51.56M |
| Operating margin | 31.9% | 41.6% | 39.5% | 38.6% | -5.7% | 11.4% | 15.4% | 19.2% | 25.0% | 22.5% | 35.1% | 31.5% | 28.3% | 24.3% | 32.6% |
| EBITDA | $10.40M | $-437979.00 | $-800000.00 | $-1.37M | $-1.01M | $5.36M | $7.97M | $10.58M | $15.88M | $16.08M | $28.34M | $31.97M | $39.12M | $36.77M | $53.10M |
| EBITDA margin | 33.7% | -1.7% | -3.0% | -4.8% | -3.0% | 14.0% | 18.8% | 22.1% | 27.6% | 25.0% | 37.3% | 33.3% | 29.8% | 25.7% | 33.6% |
| EBIT | $9.85M | $10.09M | $8.12M | $7.75M | $-1.91M | $4.36M | $6.50M | $9.18M | $14.41M | $14.52M | $26.68M | $30.28M | $37.15M | $34.82M | $51.56M |
| Interest expense | $3.26M | — | — | — | $4.16M | $3.92M | $2.87M | $2.79M | $4.84M | $4.72M | $3.97M | $6.13M | $29.38M | $35.46M | $30.93M |
| Income tax | $2.25M | $2.31M | $1.61M | $1.55M | $-1.75M | $721000.00 | $4.15M | $1.63M | $2.93M | $2.84M | $5.39M | $5.91M | $7.67M | $6.93M | $9.94M |
| Effective tax rate | 22.9% | 22.9% | 19.8% | 20.0% | 91.6% | 16.5% | 63.8% | 17.7% | 20.3% | 19.6% | 20.2% | 19.5% | 20.6% | 19.9% | 19.3% |
| Net income | $7.60M | $7.78M | $6.51M | $6.20M | $-160000.00 | $3.64M | $2.35M | $7.55M | $11.48M | $11.68M | $21.29M | $24.36M | $29.48M | $27.88M | $41.61M |
| Net income growth (YoY) | — | +2.3% | -16.3% | -4.8% | -102.6% | +2373.1% | -35.4% | +221.2% | +52.0% | +1.7% | +82.3% | +14.5% | +21.0% | -5.4% | +49.2% |
| Profit margin | 24.6% | 30.7% | 24.5% | 21.8% | -0.5% | 9.5% | 5.5% | 15.8% | 19.9% | 18.1% | 28.0% | 25.4% | 22.5% | 19.5% | 26.3% |