NU
Nu Holdings Ltd
NYSE: NU · FINANCIAL SERVICES · BANKS - REGIONAL
$14.04
-3.17% today
Updated 2026-04-29
Market cap
$70.53B
P/E ratio
25.02
P/S ratio
10.09x
EPS (TTM)
$0.58
Dividend yield
—
52W range
$12 – $19
Volume
52.9M
WallStSmart proprietary scores
79
out of 100
Grade: B+
Buy
Investment rating
10.0
Growth
A+5.0
Quality
C+9.0
Profitability
A+6.3
Valuation
B4/9
Piotroski F-Score
Moderate
0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →201 stocks currently score above 75
Price targets
Analyst target
$19.87
+41.52%
12-Month target
$14.28
+1.71%
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy14 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 41.00% — above average
+ ROE 30.30% — strong efficiency
+ Free cash flow $560.08M — positive
+ Revenue growth 43.90% QoQ
+ Debt/equity 0.30x — low leverage
Risks
- Altman Z 0.74 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $4.79B | $7.67B | $11.10B | $15.88B | $6.99B | $20.1B |
| Net income | $-364.63M | $1.03B | $1.97B | $2.87B | $892.38M | — |
| EPS | — | — | — | — | $0.58 | $0.92 |
| Free cash flow | $641.27M | $1.09B | $2.22B | $3.49B | $560.08M | — |
| Profit margin | -7.61% | 13.44% | 17.76% | 18.07% | 41.00% | — |
Peer comparison
Smart narrative
Nu Holdings Ltd trades at $14.04. representing a P/E of 25.02x trailing earnings. Our Smart Value Score of 79/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.74, it sits in the distress. TTM revenue stands at $6.99B. with profit margins at 41.00%.
Frequently asked questions
What is Nu Holdings Ltd's stock price?
Nu Holdings Ltd (NU) trades at $14.04.
Is Nu Holdings Ltd overvalued?
Smart Value Score 79/100 (Grade B+, Buy).
What is the price target of Nu Holdings Ltd (NU)?
The analyst target price is $19.87, representing +41.5% upside from the current price of $14.04.
What is the future stock price of NU by 2030?
Our research-backed model estimates Nu Holdings Ltd could reach $103.30 by 2030, based on analyst consensus, management guidance, and sector analysis.
What is Nu Holdings Ltd's revenue?
TTM revenue is $6.99B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
0.74 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio10.09x
ROE30.30%
Beta1.11
50D MA$14.99
200D MA$15.40
Shares out3.84B
Float3.63B
Short ratio—
Avg volume52.9M
Performance
1 week-2.90%
1 month-2.30%
3 months-25.16%
YTD-16.13%
1 year—
3 years—
5 years—