NU
Nu Holdings Ltd
NYSE: NU · FINANCIAL SERVICES · BANKS - REGIONAL
$14.04
-3.17% today
Updated 2026-04-29
Market cap
$70.53B
P/E ratio
25.02
P/S ratio
10.09x
EPS (TTM)
$0.58
Dividend yield
—
52W range
$12 – $19
Volume
52.9M
Nu Holdings Ltd (NU) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
-1.5%
Last 4 quarters
Revenue YoY growth
+57.4%
Most recent quarter
EPS YoY growth
+46.2%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-1.7%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-8.9%
2026-02-25
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-02-25 | $0.19 | -5.0% | $16.53 | $15.06 | -8.9% |
| 2025-11-13 | $0.16 | +6.7% | $16.18 | $15.82 | -2.2% |
| 2025-08-14 | $0.13 | +0.0% | $12.37 | $13.10 | +5.9% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.20 | $0.19 | -5.0% | $4.70B | +57.4% |
| 2025-09-30 | $0.15 | $0.16 | +6.7% | $4.17B | +46.1% |
| 2025-06-30 | $0.13 | $0.13 | +0.0% | $3.68B | +33.9% |
| 2025-03-31 | $0.13 | $0.12 | -7.7% | $3.25B | +23.1% |
| 2024-12-31 | $0.12 | $0.13 | +8.3% | $2.99B | +36.9% |
| 2024-09-30 | $0.11 | $0.12 | +9.1% | $2.86B | +40.7% |
| 2024-06-30 | $0.10 | $0.12 | +20.0% | $2.75B | +53.1% |
| 2024-03-31 | $0.08 | $0.09 | +12.5% | $2.64B | — |
| 2023-12-31 | $0.08 | $0.08 | +0.0% | $2.18B | — |
| 2023-09-30 | $0.06 | $0.07 | +16.7% | $2.03B | — |
| 2023-06-30 | $0.04 | $0.06 | +50.0% | $1.80B | — |
Analyst EPS and revenue estimates for upcoming years
| Period | EPS estimate | Revenue estimate | Revenue growth | Analysts | Confidence |
|---|---|---|---|---|---|
| 2026 (E) | $0.92 | $20.1B | +187.3% | 9 | high |
| 2027 (E) | $1.24 | $24.2B | +20.6% | 9 | high |
| 2028 (E) | $1.55 | $29.1B | +20.0% | 9 | medium |
| 2029 (E) | $1.92 | $34.9B | +20.0% | 9 | medium |
| 2030 (E) | $2.35 | $41.9B | +20.0% | 9 | medium |
Frequently asked questions
Has Nu Holdings Ltd beaten earnings estimates?
Nu Holdings Ltd has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of -1.5% over the last 4 quarters.
How does NU stock react to earnings?
NU stock has moved an average of -1.7% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Nu Holdings Ltd's revenue growth rate?
Nu Holdings Ltd reported year-over-year revenue growth of +57.4% in its most recent quarter, with EPS growing +46.2% year-over-year.
What is the expected EPS for NU in 2026?
Analysts expect Nu Holdings Ltd to report EPS of $0.92 for fiscal year 2026, on revenue of $20.1B, based on estimates from 9 analysts.