NNI
Nelnet Inc
NYSE: NNI · FINANCIAL SERVICES · CREDIT SERVICES
$142.48
-1.21% today
Updated 2026-04-29
Market cap
$5.13B
P/E ratio
12.10
P/S ratio
3.07x
EPS (TTM)
$11.78
Dividend yield
0.83%
52W range
$104 – $144
Volume
0.1M
WallStSmart proprietary scores
58
out of 100
Grade: C+
Hold
Investment rating
3.3
Growth
D3.5
Quality
D7.0
Profitability
B+7.7
Valuation
B+7/9
Piotroski F-Score
Strong
0.9
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$135.00
-5.25%
12-Month target
$128.18
-10.04%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 25.60% — above average
+ Free cash flow $130.12M — positive
Risks
- Altman Z 0.87 — distress zone
- Revenue declining -8.60% QoQ
- Debt/equity 2.14x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.82B | $1.81B | $1.85B | $2.26B | $1.67B |
| Net income | $406.90M | $89.83M | $184.04M | $428.47M | $57.77M |
| EPS | — | — | — | — | $11.78 |
| Free cash flow | $624.64M | $357.98M | $641.99M | $396.75M | $130.12M |
| Profit margin | 22.40% | 4.95% | 9.97% | 18.93% | 25.60% |
Peer comparison
Smart narrative
Nelnet Inc trades at $142.48. representing a P/E of 12.10x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 7/9 on the Piotroski F-Score. With an Altman Z-Score of 0.87, it sits in the distress. TTM revenue stands at $1.67B. with profit margins at 25.60%.
Frequently asked questions
What is Nelnet Inc's stock price?
Nelnet Inc (NNI) trades at $142.48.
Is Nelnet Inc overvalued?
Smart Value Score 58/100 (Grade C+, Hold).
What is the price target of Nelnet Inc (NNI)?
The analyst target price is $135.00, representing -5.2% downside from the current price of $142.48.
What is Nelnet Inc's revenue?
TTM revenue is $1.67B.
Piotroski F-Score?
7/9 — strong financial health.
Altman Z-Score?
0.87 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.07x
ROE11.60%
Beta0.81
50D MA$132.48
200D MA$130.06
Shares out0.03B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week—
1 month—
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YTD—
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