What is NMI Holdings Inc (NMIH) stock price today?

NMI Holdings Inc (NMIH) currently trades at $41.12 per share. The stock has a market capitalization of $3.13B and a P/E ratio of 8.36x.

Is NMIH stock a buy, sell, or hold in 2026?

Based on WallStSmart's proprietary analysis, NMI Holdings Inc has a Smart Value Score of 71/100 (Grade B), resulting in a "Buy" investment rating. The Piotroski F-Score is —/9 and Altman Z-Score is —.

What is the NMIH stock price target for 2026?

WallStSmart's 12-month price target for NMI Holdings Inc is $41.70.

What is NMI Holdings Inc's revenue and earnings?

NMI Holdings Inc has trailing twelve-month (TTM) revenue of $706.44M with profit margins of 55.00%. Earnings per share (EPS) is $4.92.

NMIH

NMI Holdings Inc

NASDAQ: NMIH · FINANCIAL SERVICES · INSURANCE - SPECIALTY

$41.12

-0.87% today

Updated 2026-04-29

Market cap

$3.13B

P/E ratio

8.36

P/S ratio

4.43x

EPS (TTM)

$4.92

Dividend yield

—

52W range

$35 – $43

Volume

0.4M

Market cap

$3.13B

P/E ratio

8.36

P/S ratio

4.43x

EPS (TTM)

$4.92

Dividend yield

—

52W range

$35 – $43

Volume

0.4M

WallStSmart proprietary scores

out of 100

Grade: B

Buy

Investment rating

6.7

Growth

5.0

Quality

C+

9.0

Profitability

A+

6.3

Valuation

—/9

Piotroski F-Score

—

Altman Z-Score

—

Industry rank

—

View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target

$46.14

+12.21%

12-Month target

$41.70

+1.41%

Intrinsic (DCF)

—

Margin of safety

—

2 Strong Buy3 Buy2 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths

+ Profit margin 55.00% — above average

+ Free cash flow $60.09M — positive

Risks

No major risks identified

Key financials

Revenue Net Income Free Cash Flow

Metric	2022	2023	2024	2025	TTM
Revenue	$524.46M	$579.00M	$650.97M	$705.58M	$706.44M
Net income	$292.90M	$322.11M	$360.11M	$388.93M	$94.22M
EPS	—	—	—	—	$4.92
Free cash flow	$302.82M	$333.31M	$386.70M	$412.52M	$60.09M
Profit margin	55.85%	55.63%	55.32%	55.12%	55.00%

Peer comparison

Company	Mkt Cap	Score	Growth	Profit	Value	Quality	MoS	Rating
NMIH	$3.13B	71	6.7	9.0	6.3	5.0	—	Strong Buy
BRK-B	$1.03T	54	3.3	7.5	5.0	8.0	—	Buy
BRK-A	$1.02T	51	3.3	7.5	5.0	8.0	—	Buy
JPM	$828.64B	73	8.0	8.0	5.7	5.5	—	Strong Buy
V	$636.99B	68	7.3	10.0	5.0	5.5	—	Strong Buy
MA	$444.77B	70	8.0	10.0	4.3	6.0	—	Strong Buy

Smart narrative

NMI Holdings Inc trades at $41.12. representing a P/E of 8.36x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. TTM revenue stands at $706.44M. with profit margins at 55.00%.

Frequently asked questions

What is NMI Holdings Inc's stock price?

NMI Holdings Inc (NMIH) trades at $41.12.

Is NMI Holdings Inc overvalued?

Smart Value Score 71/100 (Grade B, Buy).

What is the price target of NMI Holdings Inc (NMIH)?

The analyst target price is $46.14, representing +12.2% upside from the current price of $41.12.

What is NMI Holdings Inc's revenue?

TTM revenue is $706.44M.

Company info

SectorFINANCIAL SERVICES

IndustryINSURANCE - SPECIALTY

CountryUSA

ExchangeNASDAQ

CurrencyUSD

Quick metrics

P/S ratio4.43x

ROE16.20%

Beta0.64

50D MA$38.69

200D MA$38.55

Shares out0.08B

Float0.07B

Short ratio—

Avg volume0.4M

Performance

1 week—

1 month—

3 months—

YTD—

1 year—

3 years—

5 years—

Compare

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