NMIH
NMI Holdings Inc
NASDAQ: NMIH · FINANCIAL SERVICES · INSURANCE - SPECIALTY
$41.12
-0.87% today
Updated 2026-04-29
Market cap
$3.13B
P/E ratio
8.36
P/S ratio
4.43x
EPS (TTM)
$4.92
Dividend yield
—
52W range
$35 – $43
Volume
0.4M
NMI Holdings Inc (NMIH) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+4.4%
Last 4 quarters
Revenue YoY growth
+8.4%
Most recent quarter
EPS YoY growth
+12.1%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.8%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-3.8%
2025-11-05
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-02-10 | $1.20 | +0.8% | $39.94 | $40.92 | +2.5% |
| 2025-11-05 | $1.21 | +0.0% | $37.52 | $36.08 | -3.8% |
| 2025-07-29 | $1.22 | +2.5% | $37.81 | $37.37 | -1.2% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $1.19 | $1.20 | +0.8% | $180.47M | +8.4% |
| 2025-09-30 | $1.21 | $1.21 | +0.0% | $178.68M | +7.6% |
| 2025-06-30 | $1.19 | $1.22 | +2.5% | $173.78M | +7.2% |
| 2025-03-31 | $1.12 | $1.28 | +14.3% | $173.25M | +10.9% |
| 2024-12-31 | $1.12 | $1.07 | -4.5% | $166.50M | +10.0% |
| 2024-09-30 | $1.13 | $1.15 | +1.8% | $166.09M | +12.1% |
| 2024-06-30 | $1.05 | $1.20 | +14.3% | $162.12M | +13.6% |
| 2024-03-31 | $0.99 | $1.08 | +9.1% | $156.25M | — |
| 2023-12-31 | $0.96 | $1.01 | +5.2% | $151.38M | — |
| 2023-09-30 | $0.92 | $1.00 | +8.7% | $148.16M | — |
| 2023-06-30 | $0.86 | $0.95 | +10.5% | $142.69M | — |
Frequently asked questions
Has NMI Holdings Inc beaten earnings estimates?
NMI Holdings Inc has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +4.4% over the last 4 quarters.
How does NMIH stock react to earnings?
NMIH stock has moved an average of -0.8% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is NMI Holdings Inc's revenue growth rate?
NMI Holdings Inc reported year-over-year revenue growth of +8.4% in its most recent quarter, with EPS growing +12.1% year-over-year.