WallStSmart
NCNO

nCino Inc

NASDAQ: NCNO · TECHNOLOGY · SOFTWARE - APPLICATION

$16.74
-3.43% today

Updated 2026-06-05

Market cap
$1.68B
P/E ratio
127.67
P/S ratio
2.75x
EPS (TTM)
$0.12
Dividend yield
52W range
$14 – $34
Volume
3.7M

WallStSmart proprietary scores

52
out of 100
Grade: C
Hold
Investment rating
8.0
Growth
A
5.3
Quality
C+
4.5
Profitability
C
5.7
Valuation
C+
5/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$23.08
+37.87%
12-Month target
Intrinsic (DCF)
$57.29
Margin of safety
+69.30%
6 Strong Buy5 Buy5 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $80.79M — positive
+ Revenue growth 10.60% QoQ
+ 69.30% below intrinsic value
+ Debt/equity 0.34x — low leverage
Risks
- Thin margins at 2.17%
- P/E 127.67x — expensive valuation

Key financials

Revenue Net Income Free Cash Flow
Metric2023202420252026TTM
Revenue$408.31M$476.54M$540.66M$594.78M$610.06M
Net income$-102.72M$-42.35M$-37.88M$5.18M$13.64M
EPS$0.12
Free cash flow$-34.28M$53.41M$52.93M$82.56M$80.79M
Profit margin-25.16%-8.89%-7.01%0.87%2.17%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
NCNO$1.68B528.04.55.75.3+69.30%Buy
NVDA$5.40T8010.010.04.78.5-71.92%Exceptional Buy
AAPL$4.63T676.710.04.36.5Strong Buy
MSFT$3.28T728.09.55.77.0Strong Buy
AVGO$2.28T769.39.55.07.0Strong Buy
TSM$2.18T849.310.06.79.0+49.50%Exceptional Buy

Smart narrative

nCino Inc trades at $16.74. representing a P/E of 127.67x trailing earnings. Our Smart Value Score of 52/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $610.06M. with profit margins at 2.17%. Our DCF model estimates intrinsic value at $57.29.

Frequently asked questions

What is nCino Inc's stock price?

nCino Inc (NCNO) trades at $16.74, on a P/E of 127.7x and a P/S of 2.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is nCino Inc overvalued?

nCino Inc carries a Smart Value Score of 52/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read. Our DCF puts intrinsic value at $57.29 versus the $16.74 price, a 69.3% margin of safety on a cash flow basis.

What is the price target of nCino Inc (NCNO)?

The 12-month analyst consensus target is $23.08, about 37.9% above the current $16.74. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the intrinsic value of nCino Inc (NCNO)?

Our DCF model estimates intrinsic value at $57.29, a +69.3% margin of safety versus today's $16.74. Intrinsic value is what the projected cash flows are worth today. A positive reading means the price sits below that estimate, leaving a cushion if growth holds.

What is nCino Inc's revenue?

nCino Inc's trailing twelve-month revenue is $610.06M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio2.75x
ROE1.81%
Beta0.69
50D MA$16.70
200D MA$21.72
Shares out0.11B
Float0.09B
Short ratio
Avg volume3.7M

Performance

1 week
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YTD
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