NBTB
NBT Bancorp Inc
NASDAQ: NBTB · FINANCIAL SERVICES · BANKS - REGIONAL
$45.59
+1.15% today
Updated 2026-05-08
Market cap
$2.35B
P/E ratio
12.73
P/S ratio
3.38x
EPS (TTM)
$3.54
Dividend yield
3.21%
52W range
$39 – $47
Volume
0.3M
NBT Bancorp Inc (NBTB) Financial statements
SEC filings — annual and quarterly data.
Profit margin
26.40%
Operating margin
39.10%
ROE
10.50%
ROA
1.22%
Debt/equity
0.10x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $337.47M | $55.95M | 60.17% | 23.74% | 16.58% |
| 2007 | $365.82M | $50.33M | 53.20% | 19.71% | 13.76% |
| 2008 | $366.12M | $58.35M | 62.98% | 22.88% | 15.94% |
| 2009 | $353.52M | $52.01M | 68.80% | 20.55% | 14.71% |
| 2010 | $336.59M | $57.40M | 75.34% | 23.27% | 17.05% |
| 2011 | $317.68M | $57.90M | 80.97% | 24.92% | 18.23% |
| 2012 | $324.16M | $54.56M | 82.89% | 23.87% | 16.83% |
| 2013 | $369.32M | $61.75M | 85.63% | 24.35% | 16.72% |
| 2014 | $378.46M | $75.07M | 88.71% | 29.67% | 19.84% |
| 2015 | $384.91M | $76.42M | 89.89% | 30.30% | 19.86% |
| 2016 | $399.20M | $78.41M | 87.99% | 29.76% | 19.64% |
| 2017 | $425.13M | $82.15M | 86.62% | 30.15% | 19.32% |
| 2018 | $464.80M | $112.57M | 85.49% | 29.48% | 24.22% |
| 2019 | $507.40M | $121.02M | 83.96% | 30.63% | 23.85% |
| 2020 | $491.26M | $104.39M | 82.95% | 27.09% | 21.25% |
| 2021 | $494.75M | $154.88M | 97.87% | 40.40% | 31.31% |
| 2022 | $537.00M | $152.00M | 92.73% | 36.53% | 28.30% |
| 2023 | $662.35M | $118.78M | 74.36% | 23.17% | 17.93% |
| 2024 | $785.99M | $140.64M | 70.59% | 22.83% | 17.89% |
| 2025 | $867.43M | $169.24M | 72.14% | 25.30% | 19.51% |