NBTB
NBT Bancorp Inc
NASDAQ: NBTB · FINANCIAL SERVICES · BANKS - REGIONAL
$45.59
+1.15% today
Updated 2026-05-08
Market cap
$2.35B
P/E ratio
12.73
P/S ratio
3.38x
EPS (TTM)
$3.54
Dividend yield
3.21%
52W range
$39 – $47
Volume
0.3M
NBT Bancorp Inc (NBTB) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $5.09B | $5.20B | $5.34B | $5.46B | $5.34B | $5.60B | $6.04B | $7.65B | $7.80B | $8.26B | $8.87B | $9.14B | $9.56B | $9.72B | $10.93B | $12.01B | $11.74B | $13.31B | $13.79B | $16.00B |
| Cash & equivalents | $138.79M | $162.95M | $110.40M | $187.16M | $168.79M | $129.38M | $163.67M | $158.93M | $146.64M | $140.30M | $149.18M | $159.66M | $180.96M | $216.84M | $672.68M | $1.27B | $197.35M | $205.19M | $284.06M | $185.16M |
| Current assets | $138.79M | $162.95M | $110.40M | $187.16M | $3.91B | $4.06B | $1.31B | $1.52B | $1.16B | $1.31B | $1.49B | $1.42B | $1.18B | $1.19B | $2.02B | $2.96B | $1.72B | $1.64B | $420.42M | $2.05B |
| Total liabilities | $4.68B | $4.80B | $4.90B | $4.96B | $4.81B | $5.06B | $5.46B | $6.84B | $6.93B | $7.38B | $7.95B | $8.18B | $8.54B | $8.60B | $9.75B | $10.76B | $10.57B | $11.88B | $12.26B | $14.10B |
| Current liabilities | $4.14B | $4.24B | $4.13B | $4.25B | $159.43M | $181.59M | $4.95B | $6.35B | $6.62B | $7.05B | $7.66B | $7.89B | $8.24B | $8.24B | $9.25B | $10.33B | $10.08B | $11.36B | $11.71B | $148.07M |
| Long-term debt | $399.45M | $370.23M | $667.63M | $551.12M | $445.30M | $445.77M | $442.91M | $397.56M | $232.14M | $231.64M | $205.28M | $190.06M | $174.92M | $101.20M | $199.25M | $213.68M | $202.94M | $250.74M | $252.04M | — |
| Shareholder equity | $403.82M | $397.30M | $431.85M | $505.12M | $533.57M | $538.11M | $582.27M | $816.57M | $864.18M | $882.00M | $913.32M | $958.18M | $1.02B | $1.12B | $1.19B | $1.25B | $1.17B | $1.43B | $1.53B | $1.90B |
| Retained earnings | $191.77M | $215.03M | $245.34M | $270.23M | $299.80M | $329.98M | $357.56M | $385.79M | $423.96M | $462.23M | $501.76M | $543.71M | $621.20M | $696.21M | $749.06M | $856.20M | $958.43M | $1.02B | $1.10B | — |
| Accounts receivable | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $7.41B | $8.05B | — | — | — |
| Inventory | $389000.00 | $560000.00 | $665000.00 | $2.36M | $901000.00 | $2.16M | $2.28M | $2.90M | $3.96M | $4.67M | $5.58M | $4.53M | $2.44M | $1.46M | $1.46M | $167000.00 | $105000.00 | — | — | — |
| Goodwill | $103.36M | $103.40M | $114.84M | $114.94M | $114.84M | $132.03M | $152.37M | $265.00M | $263.63M | $265.96M | $265.44M | $268.04M | $274.77M | $274.77M | $280.54M | $280.54M | $281.20M | $361.85M | $362.66M | $453.28M |