NBTB
NBT Bancorp Inc
NASDAQ: NBTB · FINANCIAL SERVICES · BANKS - REGIONAL
$45.59
+1.15% today
Updated 2026-05-08
Market cap
$2.35B
P/E ratio
12.73
P/S ratio
3.38x
EPS (TTM)
$3.54
Dividend yield
3.21%
52W range
$39 – $47
Volume
0.3M
NBT Bancorp Inc (NBTB) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+9.8%
Last 4 quarters
Revenue YoY growth
+15.7%
Most recent quarter
EPS YoY growth
+21.2%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+0.3%
Last 4 reports
Positive reaction rate
50%
2 of 4 quarters
Largest single-day move
+4.0%
2025-07-28
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-23 | $0.97 | -1.0% | $44.72 | $43.25 | -3.3% |
| 2026-01-26 | $1.05 | +6.1% | $43.65 | $43.42 | -0.5% |
| 2025-10-27 | $1.05 | +8.2% | $40.56 | $40.94 | +0.9% |
| 2025-07-28 | $0.44 | +25.7% | $41.38 | $43.03 | +4.0% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.98 | $0.97 | -1.0% | $232.78M | +15.7% |
| 2025-12-31 | $0.99 | $1.05 | +6.1% | $238.25M | +19.4% |
| 2025-09-30 | $0.97 | $1.05 | +8.2% | $238.77M | +18.5% |
| 2025-06-30 | $0.35 | $0.44 | +25.7% | $224.02M | +15.9% |
| 2025-03-31 | $0.74 | $0.80 | +8.1% | $201.20M | +4.9% |
| 2024-12-31 | $0.76 | $0.77 | +1.3% | $199.49M | +5.6% |
| 2024-09-30 | $0.77 | $0.80 | +3.9% | $201.44M | +14.0% |
| 2024-06-30 | $0.69 | $0.69 | +0.0% | $193.28M | — |
| 2024-03-31 | $0.68 | $0.68 | +0.0% | $191.78M | — |
| 2023-12-31 | $0.76 | $0.72 | -5.3% | $188.90M | — |
| 2023-09-30 | $0.77 | $0.84 | +9.1% | $176.76M | — |
Frequently asked questions
Has NBT Bancorp Inc beaten earnings estimates?
NBT Bancorp Inc has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +9.8% over the last 4 quarters.
How does NBTB stock react to earnings?
NBTB stock has moved an average of +0.3% in the trading day following earnings over its last 4 reports, with positive reactions in 50% of those quarters.
What is NBT Bancorp Inc's revenue growth rate?
NBT Bancorp Inc reported year-over-year revenue growth of +15.7% in its most recent quarter, with EPS growing +21.2% year-over-year.