MVBF
MVB Financial Corp
NASDAQ: MVBF · FINANCIAL SERVICES · BANKS - REGIONAL
$29.97
-1.48% today
Updated 2026-08-07
Market cap
$374.45M
P/E ratio
13.37
P/S ratio
2.35x
EPS (TTM)
$2.18
Dividend yield
2.34%
52W range
$22 – $30
Volume
0.1M
WallStSmart proprietary scores
58
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A5.8
Quality
C+6.5
Profitability
B6.0
Valuation
B5/9
Piotroski F-Score
Moderate
-0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →210 stocks currently score above 75
Price targets
Analyst target
$32.00
+6.77%
12-Month target
$19.78
-34.00%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Debt/equity 0.16x — low leverage
Risks
- Altman Z -0.67 — distress zone
- Negative free cash flow $-23.45M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $152.36M | $213.02M | $227.33M | $270.44M | $159.58M |
| Net income | $15.05M | $31.23M | $20.09M | $26.94M | $12.25M |
| EPS | — | — | — | — | $2.18 |
| Free cash flow | $62.14M | $56.32M | $-1.91M | $2.11M | $-23.45M |
| Profit margin | 9.88% | 14.66% | 8.84% | 9.96% | 17.90% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-07-01 | SPIELMAN, CHERYL | Buy | 2,652 | — |
| 2026-07-01 | OWEN, JAN LYNN | Buy | 2,652 | — |
| 2026-07-01 | NELSON, KELLY R | Buy | 2,652 | — |
Peer comparison
Smart narrative
MVB Financial Corp trades at $29.97. representing a P/E of 13.37x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -0.67, it sits in the distress. TTM revenue stands at $159.58M. with profit margins at 17.90%.
Frequently asked questions
What is MVB Financial Corp's stock price?
MVB Financial Corp (MVBF) trades at $29.97, on a P/E of 13.4x and a P/S of 2.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is MVB Financial Corp overvalued?
MVB Financial Corp carries a Smart Value Score of 58/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of MVB Financial Corp (MVBF)?
The 12-month analyst consensus target is $32.00, about 6.8% above the current $29.97. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is MVB Financial Corp's revenue?
MVB Financial Corp's trailing twelve-month revenue is $159.58M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
MVB Financial Corp's Altman Z-Score is -0.67, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.35x
ROE8.52%
Beta0.79
50D MA$27.75
200D MA$26.85
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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