MVBF
MVB Financial Corp
NASDAQ: MVBF · FINANCIAL SERVICES · BANKS - REGIONAL
$25.68
-1.72% today
Updated 2026-05-01
Market cap
$334.61M
P/E ratio
12.65
P/S ratio
2.11x
EPS (TTM)
$2.06
Dividend yield
2.62%
52W range
$16 – $29
Volume
0.0M
MVB Financial Corp (MVBF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.04M | $14.90M | $15.47M | $16.53M | $18.74M | $22.36M | $29.62M | $52.05M | $55.68M | $75.90M | $93.97M | $94.10M | $104.85M | $143.92M | $128.73M | $111.07M | $152.36M | $213.02M | $227.33M | $270.44M |
| Revenue growth (YoY) | — | +146.4% | +3.9% | +6.8% | +13.4% | +19.3% | +32.4% | +75.7% | +7.0% | +36.3% | +23.8% | +0.1% | +11.4% | +37.3% | -10.6% | -13.7% | +37.2% | +39.8% | +6.7% | +19.0% |
| Cost of revenue | $4.80M | $6.96M | $6.54M | $6.32M | $6.57M | $6.62M | $7.73M | $7.45M | $10.09M | $11.72M | $14.76M | $14.47M | $20.15M | $24.75M | $28.21M | $-5000.00 | $28.35M | $64.61M | $80.19M | $76.65M |
| Gross profit | $1.24M | $7.94M | $8.93M | $10.21M | $12.17M | $15.74M | $21.89M | $44.60M | $45.58M | $64.18M | $79.21M | $79.62M | $84.70M | $119.17M | $100.53M | $111.08M | $124.01M | $148.40M | $147.15M | $193.79M |
| Gross margin | 20.5% | 53.3% | 57.7% | 61.8% | 64.9% | 70.4% | 73.9% | 85.7% | 81.9% | 84.6% | 84.3% | 84.6% | 80.8% | 82.8% | 78.1% | 100.0% | 81.4% | 69.7% | 64.7% | 71.7% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $2.90M | $3.48M | $4.13M | $4.68M | $6.51M | $7.67M | $10.38M | $32.27M | $34.03M | $43.82M | $54.21M | $54.23M | $54.62M | $66.01M | $63.72M | $55.00M | $65.14M | $67.81M | $72.12M | $70.98M |
| Operating income | $1.31M | $1.70M | $1.09M | $1.86M | $3.03M | $3.71M | $5.83M | $5.00M | $2.90M | $9.49M | $13.36M | $12.33M | $15.38M | $35.01M | $46.94M | $47.48M | $15.03M | $27.29M | $26.34M | $36.85M |
| Operating margin | 21.7% | 11.4% | 7.1% | 11.3% | 16.2% | 16.6% | 19.7% | 9.6% | 5.2% | 12.5% | 14.2% | 13.1% | 14.7% | 24.3% | 36.5% | 42.7% | 9.9% | 12.8% | 11.6% | 13.6% |
| EBITDA | $1.62M | $2.08M | $1.55M | $2.42M | $3.99M | $5.07M | $6.37M | $5.94M | $4.15M | $12.40M | $16.76M | $15.02M | $18.31M | $38.28M | $50.23M | $51.68M | $20.35M | $32.30M | $30.27M | $36.85M |
| EBITDA margin | 26.9% | 14.0% | 10.0% | 14.7% | 21.3% | 22.7% | 21.5% | 11.4% | 7.5% | 16.3% | 17.8% | 16.0% | 17.5% | 26.6% | 39.0% | 46.5% | 13.4% | 15.2% | 13.3% | 13.6% |
| EBIT | $1.31M | $1.70M | $1.09M | $1.86M | $3.03M | $3.71M | $5.83M | $5.00M | $2.90M | $9.49M | $13.36M | $12.33M | $15.38M | $35.02M | $46.94M | $47.48M | $15.03M | $27.29M | $26.34M | — |
| Interest expense | $4.36M | $6.38M | $5.95M | $5.53M | $5.47M | $4.90M | $4.93M | $5.19M | $7.51M | $9.22M | $11.13M | $12.30M | $17.71M | $22.96M | $11.63M | $6.27M | $14.15M | $66.53M | $76.64M | $67.92M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $973000.00 | $1.28M | $828000.00 | $1.41M | $2.24M | $2.70M | $4.17M | $4.02M | $2.08M | $6.82M | $12.91M | $7.58M | $12.00M | $26.99M | $37.41M | $39.12M | $15.05M | $31.23M | $20.09M | $26.94M |
| Net income growth (YoY) | — | +31.8% | -35.4% | +69.8% | +59.1% | +20.8% | +54.3% | -3.6% | -48.3% | +227.8% | +89.4% | -41.3% | +58.5% | +124.9% | +38.6% | +4.6% | -61.5% | +107.6% | -35.7% | +34.1% |
| Profit margin | 16.1% | 8.6% | 5.4% | 8.5% | 11.9% | 12.1% | 14.1% | 7.7% | 3.7% | 9.0% | 13.7% | 8.1% | 11.4% | 18.8% | 29.1% | 35.2% | 9.9% | 14.7% | 8.8% | 10.0% |