WallStSmart
MCBS

MetroCity Bankshares

NASDAQ: MCBS · FINANCIAL SERVICES · BANKS - REGIONAL

$31.96
-3.09% today

Updated 2026-04-29

Market cap
$915.98M
P/E ratio
11.50
P/S ratio
5.33x
EPS (TTM)
$2.78
Dividend yield
2.97%
52W range
$24 – $33
Volume
0.1M

WallStSmart proprietary scores

67
out of 100
Grade: B
Buy
Investment rating
8.7
Growth
A
6.3
Quality
B
8.0
Profitability
A
6.7
Valuation
B
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$35.00
+9.51%
12-Month target
$31.05
-2.85%
Intrinsic (DCF)
Margin of safety
0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 43.40% — above average
+ Revenue growth 44.00% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Negative free cash flow $-1000.00

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$162.29M$115.64M$234.43M$237.03M$171.71M
Net income$62.60M$51.61M$64.50M$68.70M$22.31M
EPS$2.78
Free cash flow$132.34M$77.17M$62.22M$136.34M$-1000.00
Profit margin38.58%44.63%27.52%28.99%43.40%

Recent insider activity

DateInsiderTypeSharesPrice
2025-06-02TAN, FARIDBuy35,616$27.94
2025-06-02STEWART, LUCASBuy859$27.94
2025-06-02RHEE, FRANK S.Buy859$27.94

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
MCBS$915.98M678.78.06.76.3Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

MetroCity Bankshares trades at $31.96. representing a P/E of 11.50x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $171.71M. with profit margins at 43.40%.

Frequently asked questions

What is MetroCity Bankshares's stock price?
MetroCity Bankshares (MCBS) trades at $31.96.
Is MetroCity Bankshares overvalued?
Smart Value Score 67/100 (Grade B, Buy).
What is the price target of MetroCity Bankshares (MCBS)?
The analyst target price is $35.00, representing +9.5% upside from the current price of $31.96.
What is the future stock price of MCBS by 2030?
Our revenue-driven model estimates MetroCity Bankshares could reach $50.49 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is MetroCity Bankshares's revenue?
TTM revenue is $171.71M.
Piotroski F-Score?
3/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio5.33x
ROE15.20%
Beta0.69
50D MA$29.56
200D MA$28.22
Shares out0.03B
Float0.02B
Short ratio
Avg volume0.1M

Performance

1 week+4.01%
1 month+15.40%
3 months+23.71%
YTD+24.27%
1 year
3 years
5 years