MCBS
MetroCity Bankshares
NASDAQ: MCBS · FINANCIAL SERVICES · BANKS - REGIONAL
$31.96
-3.09% today
Updated 2026-04-29
Market cap
$915.98M
P/E ratio
11.50
P/S ratio
5.33x
EPS (TTM)
$2.78
Dividend yield
2.97%
52W range
$24 – $33
Volume
0.1M
MetroCity Bankshares (MCBS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $30.09M | $35.29M | $47.63M | $63.81M | $92.92M | $107.02M | $120.92M | $102.96M | $139.21M | $162.29M | $115.64M | $234.43M | $237.03M |
| Revenue growth (YoY) | — | +17.3% | +35.0% | +34.0% | +45.6% | +15.2% | +13.0% | -14.9% | +35.2% | +16.6% | -28.7% | +102.7% | +1.1% |
| Cost of revenue | — | $0.00 | $3.58M | $5.24M | $11.68M | $15.91M | $22.24M | $14.96M | $11.50M | $24.84M | $91.33M | $95.28M | $90.06M |
| Gross profit | $30.09M | $35.29M | $44.05M | $58.57M | $81.24M | $91.11M | $98.68M | $88.00M | $127.71M | $137.44M | $211.03M | $139.15M | $146.97M |
| Gross margin | 100.0% | 100.0% | 92.5% | 91.8% | 87.4% | 85.1% | 81.6% | 85.5% | 91.7% | 84.7% | 182.5% | 59.4% | 62.0% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | — | $9.98M | $10.28M | $15.94M | $17.96M | $25.52M | $27.44M | $26.22M | $31.52M | $32.29M | $30.47M | $35.57M | $42.46M |
| Operating income | $16.38M | $19.83M | $26.04M | $32.42M | $50.05M | $56.00M | $60.87M | $48.76M | $82.62M | $91.22M | $71.97M | $87.31M | $92.93M |
| Operating margin | 54.4% | 56.2% | 54.7% | 50.8% | 53.9% | 52.3% | 50.3% | 47.4% | 59.3% | 56.2% | 62.2% | 37.2% | 39.2% |
| EBITDA | $-78202.00 | — | $26.65M | $33.00M | $50.64M | $56.85M | $63.59M | $51.69M | $85.43M | $95.09M | $71.97M | $90.27M | $92.93M |
| EBITDA margin | -0.3% | 0.0% | 55.9% | 51.7% | 54.5% | 53.1% | 52.6% | 50.2% | 61.4% | 58.6% | 62.2% | 38.5% | 39.2% |
| EBIT | $16.30M | $0.00 | $26.04M | $32.42M | $50.05M | $55.95M | $60.87M | $48.76M | $82.62M | $91.22M | $71.97M | $87.31M | — |
| Interest expense | — | $0.00 | $3.58M | $5.24M | $8.62M | $14.68M | $22.24M | $11.49M | $4.57M | $27.61M | $91.35M | $94.77M | $90.38M |
| Income tax | $6.20M | $7.33M | $9.43M | $12.20M | $18.15M | $14.67M | $16.15M | $12.37M | $20.92M | $28.61M | $20.36M | $22.81M | $24.23M |
| Effective tax rate | 38.0% | 37.0% | 36.2% | 37.6% | 36.3% | 26.2% | 26.5% | 25.4% | 25.3% | 31.4% | 28.3% | 26.1% | 26.1% |
| Net income | $10.10M | $12.50M | $16.61M | $20.22M | $31.90M | $41.33M | $44.72M | $36.39M | $61.70M | $62.60M | $51.61M | $64.50M | $68.70M |
| Net income growth (YoY) | — | +23.7% | +32.9% | +21.7% | +57.8% | +29.6% | +8.2% | -18.6% | +69.5% | +1.5% | -17.6% | +25.0% | +6.5% |
| Profit margin | 33.6% | 35.4% | 34.9% | 31.7% | 34.3% | 38.6% | 37.0% | 35.3% | 44.3% | 38.6% | 44.6% | 27.5% | 29.0% |