Lloyds Banking Group PLC ADR
NYSE: LYG · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-12
Lloyds Banking Group PLC ADR (LYG) Financial statements
SEC filings — annual and quarterly data.
Margin trends — annual
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2009 | $41.64B | $2.83B | 53.86% | 2.50% | 6.79% |
| 2010 | $41.59B | $-320.00M | 59.62% | 0.68% | -0.77% |
| 2011 | $34.26B | $-2.96B | 60.25% | -10.95% | -8.65% |
| 2012 | $36.29B | $-1.47B | 56.37% | -1.67% | -4.05% |
| 2013 | $32.24B | $-838.00M | 57.13% | 1.29% | -2.60% |
| 2014 | $24.85B | $1.41B | 65.58% | 7.09% | 5.68% |
| 2015 | $19.83B | $2.98B | 22.09% | 22.09% | 15.05% |
| 2015 | $23.65B | $860.00M | 73.38% | 6.95% | 3.64% |
| 2016 | $18.99B | $3.73B | 24.41% | 24.41% | 19.63% |
| 2016 | $24.38B | $2.06B | 69.87% | 15.95% | 8.46% |
| 2017 | $18.80B | $9.75B | 21.33% | 21.33% | 51.84% |
| 2017 | $23.71B | $3.91B | 78.52% | 23.72% | 16.48% |
| 2018 | $21.58B | $4.41B | 86.32% | 27.61% | 20.42% |
| 2019 | $24.79B | $2.92B | 73.05% | 17.72% | 11.80% |
| 2020 | $18.69B | $1.32B | 80.97% | 6.56% | 7.05% |
| 2021 | $18.71B | $5.78B | 87.25% | 36.89% | 30.91% |
| 2022 | $20.77B | $3.83B | 77.26% | 23.02% | 18.42% |
| 2023 | $33.95B | $5.46B | 56.55% | 22.10% | 16.08% |
| 2024 | $37.61B | $4.42B | 49.46% | 15.87% | 11.75% |
| 2025 | $65.00B | $4.66B | 29.88% | 10.25% | 7.17% |
Frequently asked questions
What is Lloyds Banking Group PLC ADR's revenue?
Lloyds Banking Group PLC ADR's trailing twelve-month revenue is $19.13B, and consensus projects about $26.20B by 2030. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is LYG?
In its most recent fiscal year, LYG ran a gross margin of 29.88%, an operating margin of 10.25%, and a net margin of 7.17%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does LYG generate?
LYG produced $-625.00M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is LYG's balance sheet healthy?
LYG holds $56.66B in cash and equivalents against $88.17B in long-term debt, on $47.67B of shareholder equity. That debt is best read against the cash flow the business throws off each year.