WallStSmart
LCNB

LCNB Corporation

NASDAQ: LCNB · FINANCIAL SERVICES · BANKS - REGIONAL

$19.68
-3.58% today

Updated 2026-08-05

Market cap
$290.21M
P/E ratio
11.50
P/S ratio
3.15x
EPS (TTM)
$1.77
Dividend yield
4.40%
52W range
$13 – $21
Volume
0.0M

WallStSmart proprietary scores

61
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+
5.0
Quality
C+
7.5
Profitability
B+
5.7
Valuation
C+
6/9
Piotroski F-Score
Moderate
0.2
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →210 stocks currently score above 75

Price targets

Analyst target
$21.25
+7.98%
12-Month target
$14.64
-25.61%
Intrinsic (DCF)
Margin of safety
0 Strong Buy0 Buy2 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 26.70% — above average
+ Free cash flow $2.77M — positive
+ Debt/equity 0.37x — low leverage
Risks
- Altman Z 0.16 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$80.04M$95.01M$125.42M$124.24M$92.03M
Net income$22.13M$12.63M$13.49M$23.12M$7.49M
EPS$1.77
Free cash flow$24.36M$20.75M$89.44M$33.44M$2.77M
Profit margin27.65%13.29%10.76%18.61%26.70%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-28MEILSTRUP, ERIC JBuy400$16.95
2026-05-15HAINES, ROBERT C IIBuy500$15.78
2026-02-23WILSON, STEPHEN PBuy974$17.46

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
LCNB$290.21M617.37.55.75.0Buy
BRK-B$1.12T626.76.55.08.0Buy
BRK-A$1.11T616.76.55.07.0Buy
JPM$916.31B8110.08.05.73.0Exceptional Buy
V$690.04B686.710.04.35.5Strong Buy
MA$500.29B707.310.04.35.5Strong Buy

Smart narrative

LCNB Corporation trades at $19.68. representing a P/E of 11.50x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.16, it sits in the distress. TTM revenue stands at $92.03M. with profit margins at 26.70%.

Frequently asked questions

What is LCNB Corporation's stock price?

LCNB Corporation (LCNB) trades at $19.68, on a P/E of 11.5x and a P/S of 3.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is LCNB Corporation overvalued?

LCNB Corporation carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of LCNB Corporation (LCNB)?

The 12-month analyst consensus target is $21.25, about 8.0% above the current $19.68. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is LCNB Corporation's revenue?

LCNB Corporation's trailing twelve-month revenue is $92.03M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

LCNB Corporation's Altman Z-Score is 0.16, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.15x
ROE8.32%
Beta0.59
50D MA$17.51
200D MA$16.61
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.0M

Performance

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YTD
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