LCNB
LCNB Corporation
NASDAQ: LCNB · FINANCIAL SERVICES · BANKS - REGIONAL
$16.21
-0.06% today
Updated 2026-04-30
Market cap
$234.49M
P/E ratio
10.22
P/S ratio
2.61x
EPS (TTM)
$1.61
Dividend yield
5.39%
52W range
$13 – $18
Volume
0.0M
LCNB Corporation (LCNB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $38.89M | $40.34M | $42.80M | $42.10M | $42.41M | $39.30M | $38.37M | $42.05M | $47.99M | $52.08M | $53.88M | $54.35M | $65.06M | $76.96M | $78.49M | $75.99M | $80.04M | $95.01M | $125.42M | $124.24M |
| Revenue growth (YoY) | — | +3.7% | +6.1% | -1.6% | +0.7% | -7.3% | -2.4% | +9.6% | +14.1% | +8.5% | +3.5% | +0.9% | +19.7% | +18.3% | +2.0% | -3.2% | +5.3% | +18.7% | +32.0% | -0.9% |
| Cost of revenue | $12.38M | $14.10M | $14.04M | $11.46M | $10.01M | $8.48M | $6.24M | $4.65M | $4.52M | $4.69M | $4.42M | $3.81M | $7.35M | $10.99M | $9.58M | $3.78M | $4.96M | $25.33M | $46.18M | $34.46M |
| Gross profit | $26.52M | $26.23M | $28.76M | $30.64M | $32.39M | $30.83M | $32.13M | $37.42M | $43.48M | $47.39M | $49.47M | $50.53M | $57.72M | $65.97M | $68.92M | $72.21M | $75.08M | $69.68M | $79.24M | $89.78M |
| Gross margin | 68.2% | 65.0% | 67.2% | 72.8% | 76.4% | 78.4% | 83.7% | 89.0% | 90.6% | 91.0% | 91.8% | 93.0% | 88.7% | 85.7% | 87.8% | 95.0% | 93.8% | 73.3% | 63.2% | 72.3% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $9.86M | $10.16M | $12.69M | $11.90M | $12.65M | $12.70M | $12.48M | $14.55M | $17.11M | $18.90M | $19.51M | $19.74M | $22.35M | $26.25M | $27.43M | $28.11M | $29.01M | $30.04M | $37.06M | $41.00M |
| Operating income | $8.68M | $7.89M | $8.83M | $9.93M | $11.63M | $9.53M | $11.06M | $11.72M | $13.26M | $15.70M | $16.93M | $17.24M | $17.79M | $23.02M | $24.16M | $25.59M | $26.95M | $15.26M | $15.96M | $28.15M |
| Operating margin | 22.3% | 19.6% | 20.6% | 23.6% | 27.4% | 24.3% | 28.8% | 27.9% | 27.6% | 30.1% | 31.4% | 31.7% | 27.3% | 29.9% | 30.8% | 33.7% | 33.7% | 16.1% | 12.7% | 22.7% |
| EBITDA | $10.93M | $10.07M | $10.92M | $12.37M | $14.44M | $12.51M | $14.14M | $13.93M | $16.25M | $18.69M | $19.48M | $20.55M | $21.87M | $26.27M | $26.39M | $28.20M | $29.69M | $18.25M | $16.57M | $28.15M |
| EBITDA margin | 28.1% | 25.0% | 25.5% | 29.4% | 34.1% | 31.8% | 36.8% | 33.1% | 33.8% | 35.9% | 36.2% | 37.8% | 33.6% | 34.1% | 33.6% | 37.1% | 37.1% | 19.2% | 13.2% | 22.7% |
| EBIT | $8.68M | $7.89M | $8.83M | $9.93M | $11.63M | $9.53M | $11.06M | $11.72M | $13.26M | $15.70M | $16.93M | $17.24M | $17.79M | $23.02M | $24.16M | $25.59M | $26.95M | $15.26M | $15.96M | — |
| Interest expense | $12.23M | $13.84M | $13.42M | $10.06M | $8.33M | $6.39M | $4.89M | $4.07M | $3.59M | $3.33M | $3.50M | $3.60M | $6.42M | $10.79M | $7.56M | $4.05M | $4.71M | $23.25M | $44.22M | $32.52M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $6.51M | $5.95M | $6.60M | $7.77M | $9.37M | $8.12M | $8.27M | $8.78M | $9.87M | $11.47M | $12.48M | $12.97M | $14.85M | $18.91M | $20.07M | $20.97M | $22.13M | $12.63M | $13.49M | $23.12M |
| Net income growth (YoY) | — | -8.6% | +10.9% | +17.6% | +20.7% | -13.4% | +1.9% | +6.2% | +12.4% | +16.3% | +8.8% | +3.9% | +14.4% | +27.4% | +6.1% | +4.5% | +5.5% | -42.9% | +6.8% | +71.4% |
| Profit margin | 16.7% | 14.8% | 15.4% | 18.4% | 22.1% | 20.6% | 21.6% | 20.9% | 20.6% | 22.0% | 23.2% | 23.9% | 22.8% | 24.6% | 25.6% | 27.6% | 27.6% | 13.3% | 10.8% | 18.6% |