LC
LendingClub Corp
NYSE: LC · FINANCIAL SERVICES · BANKS - REGIONAL
$16.57
-2.39% today
Updated 2026-06-05
Market cap
$2.08B
P/E ratio
12.03
P/S ratio
1.52x
EPS (TTM)
$1.50
Dividend yield
—
52W range
$10 – $22
Volume
2.1M
WallStSmart proprietary scores
68
out of 100
Grade: B
Buy
Investment rating
6.7
Growth
B5.0
Quality
C+6.0
Profitability
B6.0
Valuation
B4/9
Piotroski F-Score
Moderate
-0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$23.25
+40.31%
12-Month target
$15.09
-8.93%
Intrinsic (DCF)
—
Margin of safety
—
5 Strong Buy5 Buy0 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Revenue growth 12.50% QoQ
+ Debt/equity 0.01x — low leverage
Risks
- Altman Z -0.66 — distress zone
- Negative free cash flow $-644.77M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.27B | $1.14B | $1.16B | $1.33B | $1.37B |
| Net income | $289.69M | $38.94M | $51.33M | $135.68M | $51.60M |
| EPS | — | — | — | — | $1.50 |
| Free cash flow | $306.09M | $-1.20B | $-2.69B | $-2.87B | $-644.77M |
| Profit margin | 22.81% | 3.43% | 4.42% | 10.17% | 12.80% |
Peer comparison
Smart narrative
LendingClub Corp trades at $16.57. representing a P/E of 12.03x trailing earnings. Our Smart Value Score of 68/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.66, it sits in the distress. TTM revenue stands at $1.37B. with profit margins at 12.80%.
Frequently asked questions
What is LendingClub Corp's stock price?
LendingClub Corp (LC) trades at $16.57, on a P/E of 12.0x and a P/S of 1.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is LendingClub Corp overvalued?
LendingClub Corp carries a Smart Value Score of 68/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of LendingClub Corp (LC)?
The 12-month analyst consensus target is $23.25, about 40.3% above the current $16.57. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is LendingClub Corp's revenue?
LendingClub Corp's trailing twelve-month revenue is $1.37B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
LendingClub Corp's Altman Z-Score is -0.66, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.52x
ROE11.53%
Beta1.97
50D MA$16.56
200D MA$16.99
Shares out0.12B
Float0.11B
Short ratio—
Avg volume2.1M
Performance
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