LC
LendingClub Corp
NYSE: LC · FINANCIAL SERVICES · BANKS - REGIONAL
$16.55
-1.90% today
Updated 2026-04-29
Market cap
$1.95B
P/E ratio
11.25
P/S ratio
1.42x
EPS (TTM)
$1.50
Dividend yield
—
52W range
$10 – $22
Volume
2.2M
LendingClub Corp (LC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $-1.08B | $2.30M | $19.20M | $10.70M | $42.73M | $267.47M | $530.42M | $918.35M | $1.11B | $1.06B | $981.04M | $979.20M | $455.22M | $898.63M | $1.27B | $1.14B | $1.16B | $1.33B |
| Revenue growth (YoY) | — | +100.2% | +734.8% | -44.3% | +299.4% | +526.0% | +98.3% | +73.1% | +21.4% | -5.0% | -7.4% | -0.2% | -53.5% | +97.4% | +41.3% | -10.6% | +2.2% | +15.0% |
| Cost of revenue | $1.50M | $1.40M | $12.70M | $27.74M | $32.03M | $187.45M | $356.62M | $549.74M | $688.37M | $571.42M | $385.61M | $247.30M | $153.75M | $218.80M | $349.84M | $514.36M | $552.18M | $470.96M |
| Gross profit | $-1.08B | $900000.00 | $6.50M | $10.70M | $10.70M | $80.02M | $173.80M | $368.61M | $426.05M | $487.65M | $595.44M | $731.90M | $301.47M | $679.83M | $919.89M | $621.05M | $608.74M | $863.75M |
| Gross margin | 100.0% | 39.1% | 33.9% | 100.0% | 25.0% | 29.9% | 32.8% | 40.1% | 38.2% | 46.0% | 60.7% | 74.7% | 66.2% | 75.7% | 72.4% | 54.7% | 52.4% | 64.7% |
| R&D | $1.90M | $1.70M | $2.00M | $0.00 | — | $15.53M | $38.52M | $77.06M | $0.00 | $0.00 | $0.00 | $3.90M | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| SG&A | $6.76B | $6.13B | $11.84B | $10.07M | $10.07M | $19.76M | $81.14M | $122.18M | $207.17M | $191.68M | $228.64M | $333.63M | $252.52M | $288.39M | $339.40M | $261.95M | $232.16M | $241.85M |
| Operating income | $-11.91B | $-10.30M | $-11.30M | $-11.94M | $-11.94M | $7.31M | $-31.50M | $-2.16M | $-150.20M | $-153.41M | $-128.11M | $-30.89M | $-187.62M | $18.44M | $153.04M | $54.62M | $65.07M | $333.69M |
| Operating margin | 1108.0% | -447.8% | -58.9% | -111.6% | -28.0% | 2.7% | -5.9% | -0.2% | -13.5% | -14.5% | -13.1% | -3.2% | -41.2% | 2.1% | 12.1% | 4.8% | 5.6% | 25.0% |
| EBITDA | $-11.91B | $1.41B | $964.10M | $-11.79M | $-11.79M | $8.97M | $-21.25M | $19.42M | $-120.31M | $-107.20M | $-73.35M | $31.26M | $-133.59M | $62.73M | $196.87M | $101.81M | $118.37M | $369.90M |
| EBITDA margin | 1108.0% | 61486.9% | 5021.4% | -110.2% | -27.6% | 3.4% | -4.0% | 2.1% | -10.8% | -10.1% | -7.5% | 3.2% | -29.3% | 7.0% | 15.5% | 9.0% | 10.2% | 27.7% |
| EBIT | $-11.91B | $1.41B | $964.02M | $-11.94M | $-11.94M | $7.31M | $-31.50M | $-2.16M | $-150.20M | $-153.41M | $-128.11M | $-30.89M | $-187.62M | $18.44M | $153.04M | $54.62M | $65.07M | $306.21M |
| Interest expense | $1.50B | $1.42B | $975.32M | $32.03M | $32.03M | $187.45M | $356.62M | $549.74M | $688.37M | $571.42M | $385.61M | $247.30M | $150.37M | $80.00M | $82.52M | $270.79M | $373.92M | $335.87M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-11.91B | $-10.30M | $-11.30M | $-11.94M | $-11.94M | $7.31M | $-32.89M | $-5.00M | $-145.97M | $-153.84M | $-128.31M | $-30.75M | $-187.54M | $18.58M | $289.69M | $38.94M | $51.33M | $135.68M |
| Net income growth (YoY) | — | +99.9% | -9.7% | -5.7% | +0.0% | +161.2% | -550.1% | +84.8% | -2822.3% | -5.4% | +16.6% | +76.0% | -510.0% | +109.9% | +1459.1% | -86.6% | +31.8% | +164.3% |
| Profit margin | 1108.1% | -447.8% | -58.9% | -111.6% | -28.0% | 2.7% | -6.2% | -0.5% | -13.1% | -14.5% | -13.1% | -3.1% | -41.2% | 2.1% | 22.8% | 3.4% | 4.4% | 10.2% |