KSPI
Joint Stock Company Kaspi.kz
NASDAQ: KSPI · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE
$85.90
+0.00% today
Updated 2026-04-29
Market cap
$16.31B
P/E ratio
7.09
P/S ratio
1.91x
EPS (TTM)
$12.11
Dividend yield
—
52W range
$67 – $97
Volume
0.6M
WallStSmart proprietary scores
57
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+7.8
Quality
B+8.0
Profitability
A6.7
Valuation
B5/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$99.84
+16.23%
12-Month target
$72.48
-15.62%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy4 Buy3 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 26.50% — above average
+ ROE 51.20% — strong efficiency
+ Revenue growth 52.00% QoQ
+ Debt/equity 0.19x — low leverage
Risks
- Negative free cash flow $-1.38T
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.27T | $1.89T | $2.52T | $3.94T | $3.64T |
| Net income | $585.03B | $841.35B | $1.04T | $1.04T | $267.97B |
| EPS | — | — | — | — | $12.11 |
| Free cash flow | $961.52B | $1.06T | $486.17B | $1.44T | $-1.38T |
| Profit margin | 46.09% | 44.51% | 41.24% | 26.39% | 26.50% |
Peer comparison
Smart narrative
Joint Stock Company Kaspi.kz trades at $85.90. representing a P/E of 7.09x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $3.64T. with profit margins at 26.50%.
Frequently asked questions
What is Joint Stock Company Kaspi.kz's stock price?
Joint Stock Company Kaspi.kz (KSPI) trades at $85.90.
Is Joint Stock Company Kaspi.kz overvalued?
Smart Value Score 57/100 (Grade C+, Hold).
What is the price target of Joint Stock Company Kaspi.kz (KSPI)?
The analyst target price is $99.84, representing +16.2% upside from the current price of $85.90.
What is Joint Stock Company Kaspi.kz's revenue?
TTM revenue is $3.64T.
Piotroski F-Score?
5/9 — moderate financial health.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.91x
ROE51.20%
Beta-0.05
50D MA$76.50
200D MA$79.65
Shares out0.19B
Float0.09B
Short ratio—
Avg volume0.6M
Performance
1 week+0.86%
1 month+15.97%
3 months+9.04%
YTD+9.94%
1 year—
3 years—
5 years—