Jumia Technologies AG (JMIA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Jumia Technologies AG stock (JMIA) is currently trading at $6.93. Jumia Technologies AG PS ratio (Price-to-Sales) is 4.48. Analyst consensus price target for JMIA is $11.30. WallStSmart rates JMIA as Sell.
- JMIA PE ratio analysis and historical PE chart
- JMIA PS ratio (Price-to-Sales) history and trend
- JMIA intrinsic value — DCF, Graham Number, EPV models
- JMIA stock price prediction 2025 2026 2027 2028 2029 2030
- JMIA fair value vs current price
- JMIA insider transactions and insider buying
- Is JMIA undervalued or overvalued?
- Jumia Technologies AG financial analysis — revenue, earnings, cash flow
- JMIA Piotroski F-Score and Altman Z-Score
- JMIA analyst price target and Smart Rating
Jumia Technologies AG
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Smart Analysis
Jumia Technologies AG (JMIA) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in revenue growth. Concerns around return on equity and operating margin. Significant fundamental concerns warrant caution or avoidance.
Jumia Technologies AG (JMIA) Key Strengths (1)
Strong revenue growth at 25.10% annually
Jumia Technologies AG (JMIA) Areas to Watch (7)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Very expensive at 32.2x book value
Very low institutional interest at 11.48%
Premium valuation at 4.5x annual revenue
Small-cap company with higher risk but more growth potential
Jumia Technologies AG (JMIA) Detailed Analysis Report
Overall Assessment
This company scores 21/100 in our Smart Analysis, earning a F grade. Out of 8 metrics analyzed, 1 register as strengths (avg 8.0/10) while 7 fall into concern territory (avg 1.9/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Revenue Growth. Growth metrics are encouraging with Revenue Growth at 25.10%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including Price/Sales (4.48), Price/Book (32.20) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -178.70%, Operating Margin at -36.20%, Profit Margin at -42.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -178.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 25.10% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
JMIA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
JMIA's Price-to-Sales ratio of 4.48x trades 37% below its historical average of 7.08x (46th percentile). The current valuation is 88% below its historical high of 36.06x set in Jan 2021, and 222% above its historical low of 1.39x in Oct 2023. Over the past 12 months, the PS ratio has expanded from ~1.6x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Jumia Technologies AG (JMIA) · CONSUMER CYCLICAL › INTERNET RETAIL
The Big Picture
Jumia Technologies AG is a strong growth company balancing expansion with improving profitability. Revenue reached 164M with 25% growth year-over-year. The company is currently unprofitable, posting a -42.5% profit margin.
Key Findings
Revenue growing at 25% YoY, reaching 164M. This pace significantly outperforms most INTERNET RETAIL peers.
The company is unprofitable with a -42.5% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -3M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Jumia Technologies AG maintain 25%+ revenue growth, or will competition slow it down?
Volatility is elevated with a beta of 2.30, so expect amplified moves relative to the broader market.
Sector dynamics: monitor INTERNET RETAIL industry trends, competitive moves, and regulatory changes that could impact Jumia Technologies AG.
Bottom Line
Jumia Technologies AG offers an attractive blend of growth (25% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Jumia Technologies AG(JMIA)
NYSE
CONSUMER CYCLICAL
INTERNET RETAIL
USA
Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.