WallStSmart
JFIN

Jiayin Group Inc

NASDAQ: JFIN · COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION

$4.72
+3.06% today

Updated 2026-04-30

Market cap
$246.57M
P/E ratio
1.07
P/S ratio
0.04x
EPS (TTM)
$4.30
Dividend yield
17.30%
52W range
$4 – $18
Volume
0.1M

WallStSmart proprietary scores

51
out of 100
Grade: C
Hold
Investment rating
4.7
Growth
C
5.0
Quality
C+
8.5
Profitability
A
6.7
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →201 stocks currently score above 75

Price targets

Analyst target
$11.31
+139.62%
12-Month target
$6.02
+27.54%
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ Profit margin 24.70% — above average
+ ROE 40.60% — strong efficiency
Risks
- Revenue declining -22.40% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$3.27B$5.47B$5.80B$6.05B$6.22B
Net income$1.18B$1.30B$1.06B$1.49B$99.24M
EPS$4.30
Free cash flow$795.68M$358.05M$686.36M$622.27M
Profit margin36.06%23.74%18.21%24.68%24.70%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
JFIN$246.57M514.78.56.75.0Buy
GOOGL$4.66T708.710.06.08.5+37.81%Strong Buy
GOOG$4.20T698.710.05.38.5+0.61%Strong Buy
META$1.71T727.310.06.77.0+23.53%Strong Buy
NFLX$388.89B728.710.04.07.0-63.59%Strong Buy
TMUS$209.13B604.07.05.34.0-72.81%Buy

Smart narrative

Jiayin Group Inc trades at $4.72. representing a P/E of 1.07x trailing earnings. Our Smart Value Score of 51/100 indicates the stock is fair. TTM revenue stands at $6.22B. with profit margins at 24.70%.

Frequently asked questions

What is Jiayin Group Inc's stock price?
Jiayin Group Inc (JFIN) trades at $4.72.
Is Jiayin Group Inc overvalued?
Smart Value Score 51/100 (Grade C, Hold).
What is the price target of Jiayin Group Inc (JFIN)?
The analyst target price is $11.31, representing +139.6% upside from the current price of $4.72.
What is Jiayin Group Inc's revenue?
TTM revenue is $6.22B.

Company info

SectorCOMMUNICATION SERVICES
IndustryINTERNET CONTENT & INFORMATION
CountryChina
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.04x
ROE40.60%
Beta0.72
50D MA$5.40
200D MA$8.75
Shares out0.03B
Float0.04B
Short ratio
Avg volume0.1M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years