JFIN
Jiayin Group Inc
NASDAQ: JFIN · FINANCIAL SERVICES · CREDIT SERVICES
$2.77
+17.37% today
Updated 2026-08-05
Market cap
$113.03M
P/E ratio
0.81
P/S ratio
0.02x
EPS (TTM)
$2.68
Dividend yield
—
52W range
$2 – $15
Volume
0.1M
WallStSmart proprietary scores
46
out of 100
Grade: C
Sell
Investment rating
2.0
Growth
F7.5
Quality
B+7.0
Profitability
B+6.7
Valuation
B3/9
Piotroski F-Score
Weak
1.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →210 stocks currently score above 75
Price targets
Analyst target
$11.31
+308.30%
12-Month target
$6.02
+117.33%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ ROE 40.60% — strong efficiency
+ Debt/equity 0.16x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Revenue declining -57.40% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $3.27B | $5.47B | $5.80B | $865.58M | $5.20B |
| Net income | $1.18B | $1.30B | $1.06B | $213.64M | $-61.28M |
| EPS | — | — | — | — | $2.68 |
| Free cash flow | $795.68M | $358.05M | $686.36M | $622.27M | — |
| Profit margin | 36.06% | 23.74% | 18.21% | 24.68% | 18.00% |
Peer comparison
Smart narrative
Jiayin Group Inc trades at $2.77. representing a P/E of 0.81x trailing earnings. Our Smart Value Score of 46/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 1.81, it sits in the distress. TTM revenue stands at $5.20B. with profit margins at 18.00%.
Frequently asked questions
What is Jiayin Group Inc's stock price?
Jiayin Group Inc (JFIN) trades at $2.77, on a P/E of 0.8x and a P/S of 0.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Jiayin Group Inc overvalued?
Jiayin Group Inc carries a Smart Value Score of 46/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Jiayin Group Inc (JFIN)?
The 12-month analyst consensus target is $11.31, about 308.3% above the current $2.77. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Jiayin Group Inc's revenue?
Jiayin Group Inc's trailing twelve-month revenue is $5.20B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Jiayin Group Inc's Altman Z-Score is 1.81, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryChina
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.02x
ROE40.60%
Beta0.87
50D MA$3.52
200D MA$5.93
Shares out0.03B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
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YTD—
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