JFIN
Jiayin Group Inc
NASDAQ: JFIN · COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION
$4.72
+3.06% today
Updated 2026-04-30
Market cap
$246.57M
P/E ratio
1.07
P/S ratio
0.04x
EPS (TTM)
$4.30
Dividend yield
17.30%
52W range
$4 – $18
Volume
0.1M
Jiayin Group Inc (JFIN) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $591.10M | $2.25B | $2.88B | $2.23B | $1.30B | $1.78B | $3.27B | $5.47B | $5.80B | $6.05B |
| Revenue growth (YoY) | — | +280.8% | +28.0% | -22.6% | -41.7% | +36.9% | +83.7% | +67.1% | +6.1% | +4.3% |
| Cost of revenue | $143.20M | $229.35M | $401.68M | $425.56M | $239.20M | $335.93M | $565.23M | $2.01B | $2.03B | $1.20B |
| Gross profit | $447.90M | $2.02B | $2.48B | $1.80B | $1.06B | $1.44B | $2.71B | $3.46B | $3.77B | $4.85B |
| Gross margin | 75.8% | 89.8% | 86.1% | 80.9% | 81.6% | 81.1% | 82.7% | 63.2% | 64.9% | 80.1% |
| R&D | $88.70M | $180.97M | $184.30M | $201.40M | $151.55M | $143.73M | $216.69M | $296.32M | $372.44M | $427.13M |
| SG&A | $54.99M | $95.60M | $150.47M | $224.14M | $154.96M | $165.15M | $194.04M | $214.86M | $220.99M | $2.73B |
| Operating income | $-512.80M | $686.66M | $685.21M | $534.67M | $302.11M | $431.96M | $1.18B | $1.33B | $1.25B | $1.75B |
| Operating margin | -86.8% | 30.5% | 23.8% | 24.0% | 23.2% | 24.3% | 36.1% | 24.4% | 21.5% | 28.9% |
| EBITDA | $-511.68M | $733.22M | $1.16B | $552.38M | $325.26M | $447.63M | $1.19B | $1.34B | $1.27B | $1.82B |
| EBITDA margin | -86.6% | 32.6% | 40.4% | 24.8% | 25.0% | 25.1% | 36.4% | 24.5% | 21.8% | 30.1% |
| EBIT | $-512.80M | $729.12M | $1.15B | $534.67M | $302.11M | $431.96M | $1.18B | $1.33B | $1.25B | — |
| Interest expense | $0.00 | $0.00 | $0.00 | $47.80M | $132.60M | $1.12M | $153.04M | — | — | — |
| Income tax | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-389.75M | $539.54M | $611.76M | $527.75M | $252.88M | $472.09M | $1.18B | $1.30B | $1.06B | $1.49B |
| Net income growth (YoY) | — | +238.4% | +13.4% | -13.7% | -52.1% | +86.7% | +149.9% | +10.0% | -18.6% | +41.4% |
| Profit margin | -65.9% | 24.0% | 21.2% | 23.7% | 19.5% | 26.5% | 36.1% | 23.7% | 18.2% | 24.7% |