Jefferson Capital, Inc. Common Stock
NASDAQ: JCAP · FINANCIAL SERVICES · CREDIT SERVICES
Updated 2026-06-05
Jefferson Capital, Inc. Common Stock (JCAP) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $-3.04M | $-5.47M | $-3.57M | $-6.30M | $-13.63M | $120.22M | $168.21M | $268.81M |
| Capital expenditures | $64.90M | $45.09M | $155.54M | $274.99M | $166.58M | $1.23M | $6.21M | $1.08M |
| Depreciation | — | — | — | — | — | — | — | — |
| Stock-based comp | $305000.00 | $1.08M | $1.29M | $1.93M | $2.15M | $0.00 | $0.00 | $17.22M |
| Free cash flow | $-67.94M | $-50.56M | $-159.11M | $-281.29M | $-180.21M | $118.99M | $162.00M | $267.73M |
| Investing cash flow | — | — | — | — | — | — | — | — |
| Financing cash flow | — | — | — | — | — | — | — | — |
| Dividends paid | $4.30M | $8.49M | $16.95M | $30.59M | $41.72M | $30.56M | $36.00M | $63.45M |
| Share repurchases | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | — | — | — |
Frequently asked questions
What is Jefferson Capital, Inc. Common Stock's revenue?
Jefferson Capital, Inc. Common Stock's trailing twelve-month revenue is $625.35M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is JCAP?
In its most recent fiscal year, JCAP ran a gross margin of 67.76%, an operating margin of 51.61%, and a net margin of 30.65%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does JCAP generate?
JCAP produced $267.73M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is JCAP's balance sheet healthy?
JCAP holds $47.55M in cash and equivalents against $1.18B in long-term debt, on $476.13M of shareholder equity. That debt is best read against the cash flow the business throws off each year.