WallStSmart
INBK

First Internet Bancorp

NASDAQ: INBK · FINANCIAL SERVICES · BANKS - REGIONAL

$22.58
-2.50% today

Updated 2026-04-29

Market cap
$198.39M
P/E ratio
P/S ratio
4.49x
EPS (TTM)
$-4.03
Dividend yield
1.07%
52W range
$17 – $28
Volume
0.1M

WallStSmart proprietary scores

35
out of 100
Grade: D
Sell
Investment rating
4.7
Growth
C
4.3
Quality
C
3.5
Profitability
D
5.0
Valuation
C+
2/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$24.88
+10.19%
12-Month target
Intrinsic (DCF)
Margin of safety
0 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $23.43M — positive
Risks
- Piotroski 2/9 — weak financial health
- Thin margins at -79.60%
- Revenue declining -8.00% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$173.73M$259.85M$333.42M$322.87M$44.16M
Net income$35.54M$8.42M$25.28M$-35.17M$5.29M
EPS$-4.03
Free cash flow$65.21M$6.31M$10.40M$10.88M$23.43M
Profit margin20.46%3.24%7.58%-10.89%-79.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
INBK$198.39M354.73.55.04.3Hold
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

First Internet Bancorp trades at $22.58. Our Smart Value Score of 35/100 indicates the stock is weak. The company scores 2/9 on the Piotroski F-Score. TTM revenue stands at $44.16M. with profit margins at -79.60%.

Frequently asked questions

What is First Internet Bancorp's stock price?
First Internet Bancorp (INBK) trades at $22.58.
Is First Internet Bancorp overvalued?
Smart Value Score 35/100 (Grade D, Sell).
What is the price target of First Internet Bancorp (INBK)?
The analyst target price is $24.88, representing +10.2% upside from the current price of $22.58.
What is First Internet Bancorp's revenue?
TTM revenue is $44.16M.
Piotroski F-Score?
2/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.49x
ROE-9.46%
Beta0.80
50D MA$21.13
200D MA$21.79
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years