INBK
First Internet Bancorp
NASDAQ: INBK · FINANCIAL SERVICES · BANKS - REGIONAL
$29.34
+1.52% today
Updated 2026-08-05
Market cap
$230.21M
P/E ratio
—
P/S ratio
4.86x
EPS (TTM)
$-3.85
Dividend yield
0.91%
52W range
$17 – $29
Volume
0.0M
WallStSmart proprietary scores
47
out of 100
Grade: C
Sell
Investment rating
8.7
Growth
A4.0
Quality
C3.0
Profitability
D5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →210 stocks currently score above 75
Price targets
Analyst target
$28.40
-3.20%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $75.25M — positive
+ Revenue growth 13.70% QoQ
Risks
- Altman Z 0.35 — distress zone
- Thin margins at -70.90%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $173.73M | $259.85M | $333.42M | $322.87M | $47.38M |
| Net income | $35.54M | $8.42M | $25.28M | $-35.17M | $2.51M |
| EPS | — | — | — | — | $-3.85 |
| Free cash flow | $65.21M | $6.31M | $10.40M | $2.22M | $75.25M |
| Profit margin | 20.46% | 3.24% | 7.58% | -10.89% | -70.90% |
Peer comparison
Smart narrative
First Internet Bancorp trades at $29.34. Our Smart Value Score of 47/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.35, it sits in the distress. TTM revenue stands at $47.38M. with profit margins at -70.90%.
Frequently asked questions
What is First Internet Bancorp's stock price?
First Internet Bancorp (INBK) trades at $29.34, on a P/S of 4.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First Internet Bancorp overvalued?
First Internet Bancorp carries a Smart Value Score of 47/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of First Internet Bancorp (INBK)?
The 12-month analyst consensus target is $28.40, about 3.2% below the current $29.34. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is First Internet Bancorp's revenue?
First Internet Bancorp's trailing twelve-month revenue is $47.38M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
First Internet Bancorp's Altman Z-Score is 0.35, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.86x
ROE-9.34%
Beta0.84
50D MA$25.20
200D MA$21.99
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—