IFS
Intercorp Financial Services Inc
NYSE: IFS · FINANCIAL SERVICES · BANKS - REGIONAL
$44.44
-2.75% today
Updated 2026-06-05
Market cap
$6.31B
P/E ratio
10.55
P/S ratio
1.09x
EPS (TTM)
$5.39
Dividend yield
11.00%
52W range
$33 – $57
Volume
0.3M
WallStSmart proprietary scores
73
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A6.0
Quality
B8.0
Profitability
A6.7
Valuation
B7/9
Piotroski F-Score
Strong
0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$56.00
+26.01%
12-Month target
$51.57
+16.04%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 35.90% — above average
+ Revenue growth 24.80% QoQ
Risks
- Altman Z 0.37 — distress zone
- Negative free cash flow $-181.88M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $7.42B | $8.79B | $8.86B | $9.24B | $5.81B | $6.1B |
| Net income | $1.67B | $1.07B | $1.30B | $1.82B | $597.27M | — |
| EPS | — | — | — | — | $5.39 | $5.85 |
| Free cash flow | $-1.37B | $2.45B | $-1.88B | $1.31B | $-181.88M | — |
| Profit margin | 22.49% | 12.20% | 14.68% | 19.72% | 35.90% | — |
Peer comparison
Smart narrative
Intercorp Financial Services Inc trades at $44.44. representing a P/E of 10.55x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. With an Altman Z-Score of 0.37, it sits in the distress. TTM revenue stands at $5.81B. with profit margins at 35.90%.
Frequently asked questions
What is Intercorp Financial Services Inc's stock price?
Intercorp Financial Services Inc (IFS) trades at $44.44, on a P/E of 10.6x and a P/S of 1.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Intercorp Financial Services Inc overvalued?
Intercorp Financial Services Inc carries a Smart Value Score of 73/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Intercorp Financial Services Inc (IFS)?
The 12-month analyst consensus target is $56.00, about 26.0% above the current $44.44. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of IFS by 2030?
Our research-backed model puts the 2030 base case at $0.07, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is Intercorp Financial Services Inc's revenue?
Intercorp Financial Services Inc's trailing twelve-month revenue is $5.81B, and our model projects it reaching about $10.80B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Intercorp Financial Services Inc's Altman Z-Score is 0.37, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.09x
ROE17.29%
Beta0.56
50D MA$48.12
200D MA$44.81
Shares out0.11B
Float0.03B
Short ratio—
Avg volume0.3M
Performance
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