IFS
Intercorp Financial Services Inc
NYSE: IFS · FINANCIAL SERVICES · BANKS - REGIONAL
$44.45
-1.00% today
Updated 2026-04-29
Market cap
$4.94B
P/E ratio
9.34
P/S ratio
0.90x
EPS (TTM)
$4.76
Dividend yield
—
52W range
$31 – $49
Volume
0.3M
Intercorp Financial Services Inc (IFS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.15B | $1.55B | $1.97B | $2.35B | $2.54B | $3.41B | $3.58B | $4.17B | $4.71B | $5.51B | $4.86B | $5.09B | $5.56B | $6.31B | $6.09B | $6.29B | $7.42B | $8.79B | $8.86B | $9.24B |
| Revenue growth (YoY) | — | +34.9% | +26.8% | +19.0% | +8.4% | +34.1% | +4.9% | +16.6% | +12.8% | +17.1% | -11.8% | +4.7% | +9.3% | +13.4% | -3.4% | +3.3% | +17.8% | +18.5% | +0.7% | +4.3% |
| Cost of revenue | $200.33M | $304.32M | $525.59M | $449.97M | $449.70M | $917.85M | $921.27M | $1.00B | $1.19B | $1.54B | $1.83B | $1.92B | $1.80B | $2.13B | $3.54B | $1.37B | $2.37B | $4.46B | $4.05B | $3.21B |
| Gross profit | $952.12M | $1.25B | $1.45B | $1.90B | $2.09B | $2.49B | $2.66B | $3.17B | $3.52B | $3.97B | $3.03B | $3.17B | $3.76B | $4.17B | $2.56B | $4.92B | $5.05B | $4.34B | $4.80B | $6.03B |
| Gross margin | 82.6% | 80.4% | 73.3% | 80.8% | 82.3% | 73.1% | 74.3% | 75.9% | 74.8% | 72.1% | 62.3% | 62.3% | 67.7% | 66.2% | 42.0% | 78.2% | 68.1% | 49.3% | 54.2% | 65.3% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | — | — | — | $858.33M | $973.95M | $1.15B | $1.21B | $1.48B | $1.50B | $1.73B | $1.57B | $1.62B | $1.99B | $1.92B | $1.85B | $2.14B | $2.40B | $2.46B | $2.53B | $1.05B |
| Operating income | $266.93M | $408.02M | $345.60M | $657.44M | $697.68M | $925.62M | $909.94M | $1.25B | $1.30B | $1.62B | $1.26B | $1.34B | $1.54B | $1.93B | $356.34M | $2.39B | $2.17B | $1.35B | $1.65B | $2.33B |
| Operating margin | 23.2% | 26.3% | 17.5% | 28.0% | 27.4% | 27.1% | 25.4% | 30.0% | 27.5% | 29.3% | 26.0% | 26.4% | 27.7% | 30.5% | 5.8% | 38.0% | 29.2% | 15.3% | 18.6% | 25.2% |
| EBITDA | $321.25M | $461.86M | $403.45M | $741.48M | $815.32M | $1.02B | $1.01B | $1.35B | $1.40B | $1.73B | $1.39B | $1.49B | $1.71B | $2.19B | $625.09M | $2.67B | $2.50B | $1.73B | $2.06B | $2.75B |
| EBITDA margin | 27.9% | 29.7% | 20.5% | 31.6% | 32.1% | 29.9% | 28.3% | 32.3% | 29.8% | 31.3% | 28.7% | 29.3% | 30.7% | 34.7% | 10.3% | 42.4% | 33.7% | 19.6% | 23.2% | 29.8% |
| EBIT | $266.93M | $408.02M | $345.60M | $657.44M | $697.68M | $925.62M | $909.94M | $1.25B | $1.30B | $1.62B | $1.26B | $1.34B | $1.54B | $1.93B | $356.34M | $2.39B | $2.17B | $1.35B | $1.65B | $2.32B |
| Interest expense | $200.33M | $304.32M | $525.59M | $449.97M | $449.70M | $515.47M | $512.99M | $633.82M | $761.79M | $890.60M | $1.05B | $1.08B | $1.14B | $1.36B | $1.13B | $987.27M | $1.58B | $2.51B | $2.32B | $2.13B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $187.85M | $277.84M | $249.40M | $506.54M | $499.10M | $698.47M | $705.71M | $970.17M | $949.10M | $1.23B | $944.61M | $1.03B | $1.08B | $1.44B | $383.26M | $1.79B | $1.67B | $1.07B | $1.30B | $1.82B |
| Net income growth (YoY) | — | +47.9% | -10.2% | +103.1% | -1.5% | +39.9% | +1.0% | +37.5% | -2.2% | +29.8% | -23.3% | +8.8% | +5.5% | +32.9% | -73.4% | +367.1% | -6.8% | -35.7% | +21.2% | +40.1% |
| Profit margin | 16.3% | 17.9% | 12.7% | 21.6% | 19.6% | 20.5% | 19.7% | 23.3% | 20.2% | 22.3% | 19.4% | 20.2% | 19.5% | 22.8% | 6.3% | 28.4% | 22.5% | 12.2% | 14.7% | 19.7% |