WallStSmart
HTBK

Heritage Commerce Corp

NASDAQ: HTBK · FINANCIAL SERVICES · BANKS - REGIONAL

$13.45
+0.00% today

Updated 2026-04-30

Market cap
$828.43M
P/E ratio
17.24
P/S ratio
4.23x
EPS (TTM)
$0.78
Dividend yield
52W range
$8 – $14
Volume
0.8M

WallStSmart proprietary scores

71
out of 100
Grade: B
Buy
Investment rating
8.7
Growth
A
5.0
Quality
C+
6.5
Profitability
B
6.3
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →201 stocks currently score above 75

Price targets

Analyst target
$14.50
+7.81%
12-Month target
$15.21
+13.09%
Intrinsic (DCF)
Margin of safety
1 Strong Buy0 Buy4 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 24.40% — above average
+ Free cash flow $19.66M — positive
+ Revenue growth 17.70% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$198.94M$8998.00$251.45M$266.14M$195.65M
Net income$66.56M$64443.00$40.53M$47.83M$15.12M
EPS$0.78
Free cash flow$69.07M$71.34M$37.35M$61.30M$19.66M
Profit margin33.45%716.19%16.12%17.97%24.40%

Recent insider activity

DateInsiderTypeSharesPrice
2026-04-17TAM, JEANNIESale9,299
2026-04-17TAM, JEANNIESale6,233
2026-04-17SUTTON, MARINA PARKSale2,470$12.53

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HTBK$828.43M718.76.56.35.0Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Heritage Commerce Corp trades at $13.45. representing a P/E of 17.24x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. TTM revenue stands at $195.65M. with profit margins at 24.40%.

Frequently asked questions

What is Heritage Commerce Corp's stock price?
Heritage Commerce Corp (HTBK) trades at $13.45.
Is Heritage Commerce Corp overvalued?
Smart Value Score 71/100 (Grade B, Buy).
What is the price target of Heritage Commerce Corp (HTBK)?
The analyst target price is $14.50, representing +7.8% upside from the current price of $13.45.
What is the future stock price of HTBK by 2030?
Our revenue-driven model estimates Heritage Commerce Corp could reach $18.13 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Heritage Commerce Corp's revenue?
TTM revenue is $195.65M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.23x
ROE6.84%
Beta0.68
50D MA$12.77
200D MA$11.38
Shares out0.06B
Float0.06B
Short ratio
Avg volume0.8M

Performance

1 week+0.00%
1 month+7.77%
3 months+5.91%
YTD+11.99%
1 year
3 years
5 years