WallStSmart
HTB

HomeTrust Bancshares, Inc.

NYSE: HTB · FINANCIAL SERVICES · BANKS - REGIONAL

$45.67
+0.26% today

Updated 2026-04-30

Market cap
$768.41M
P/E ratio
11.82
P/S ratio
3.65x
EPS (TTM)
$3.87
Dividend yield
1.12%
52W range
$33 – $48
Volume
0.1M

WallStSmart proprietary scores

62
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A
4.5
Quality
C
7.5
Profitability
B+
6.7
Valuation
B
3/9
Piotroski F-Score
Weak
-0.5
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$50.06
+9.61%
12-Month target
$47.62
+4.27%
Intrinsic (DCF)
Margin of safety
1 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 31.60% — above average
+ Debt/equity 0.29x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.51 — distress zone
- Negative free cash flow $-3.16M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$155.31M$216.08M$265.82M$295.07M$210.61M
Net income$35.65M$44.60M$50.04M$54.80M$16.12M
EPS$3.87
Free cash flow$23.62M$-57.15M$15.05M$28.23M$-3.16M
Profit margin22.96%20.64%18.83%18.57%31.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HTB$768.41M628.07.56.74.5Buy
BRK-A$1.01T533.37.55.08.0Buy
BRK-B$1.01T543.37.55.08.0Buy
JPM$844.23B738.08.05.75.5Strong Buy
V$596.57B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

HomeTrust Bancshares, Inc. trades at $45.67. representing a P/E of 11.82x trailing earnings. Our Smart Value Score of 62/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.51, it sits in the distress. TTM revenue stands at $210.61M. with profit margins at 31.60%.

Frequently asked questions

What is HomeTrust Bancshares, Inc.'s stock price?
HomeTrust Bancshares, Inc. (HTB) trades at $45.67.
Is HomeTrust Bancshares, Inc. overvalued?
Smart Value Score 62/100 (Grade C+, Hold).
What is the price target of HomeTrust Bancshares, Inc. (HTB)?
The analyst target price is $50.06, representing +9.6% upside from the current price of $45.67.
What is the future stock price of HTB by 2030?
Our revenue-driven model estimates HomeTrust Bancshares, Inc. could reach $68.45 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is HomeTrust Bancshares, Inc.'s revenue?
TTM revenue is $210.61M.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
-0.51 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.65x
ROE11.50%
Beta0.86
50D MA$43.41
200D MA$41.84
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week+0.32%
1 month+8.86%
3 months+8.10%
YTD+8.13%
1 year
3 years
5 years