HTB
HomeTrust Bancshares, Inc.
NYSE: HTB · FINANCIAL SERVICES · BANKS - REGIONAL
$45.71
+1.17% today
Updated 2026-06-02
Market cap
$793.55M
P/E ratio
12.20
P/S ratio
3.77x
EPS (TTM)
$3.87
Dividend yield
1.06%
52W range
$34 – $48
Volume
0.1M
WallStSmart proprietary scores
62
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A5.3
Quality
C+7.5
Profitability
B+6.0
Valuation
B3/9
Piotroski F-Score
Weak
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$50.06
+9.52%
12-Month target
$47.62
+4.18%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 31.60% — above average
+ Free cash flow $110.02M — positive
+ Debt/equity 0.17x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.51 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $155.31M | $216.08M | $265.82M | $295.07M | $210.61M |
| Net income | $35.65M | $44.60M | $50.04M | $54.80M | $16.77M |
| EPS | — | — | — | — | $3.87 |
| Free cash flow | $23.62M | $-57.15M | $15.05M | $28.23M | $110.02M |
| Profit margin | 22.96% | 20.64% | 18.83% | 18.57% | 31.60% |
Peer comparison
Smart narrative
HomeTrust Bancshares, Inc. trades at $45.71. representing a P/E of 12.20x trailing earnings. Our Smart Value Score of 62/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.51, it sits in the distress. TTM revenue stands at $210.61M. with profit margins at 31.60%.
Frequently asked questions
What is HomeTrust Bancshares, Inc.'s stock price?
HomeTrust Bancshares, Inc. (HTB) trades at $45.71, on a P/E of 12.2x and a P/S of 3.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is HomeTrust Bancshares, Inc. overvalued?
HomeTrust Bancshares, Inc. carries a Smart Value Score of 62/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of HomeTrust Bancshares, Inc. (HTB)?
The 12-month analyst consensus target is $50.06, about 9.5% above the current $45.71. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of HTB by 2030?
Our research-backed model puts the 2030 base case at $68.45, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is HomeTrust Bancshares, Inc.'s revenue?
HomeTrust Bancshares, Inc.'s trailing twelve-month revenue is $210.61M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
HomeTrust Bancshares, Inc.'s Altman Z-Score is -0.51, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.77x
ROE11.24%
Beta0.81
50D MA$45.18
200D MA$42.75
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+0.00%
1 month+3.38%
3 months+10.97%
YTD+9.06%
1 year—
3 years—
5 years—