HTB
HomeTrust Bancshares, Inc.
NYSE: HTB · FINANCIAL SERVICES · BANKS - REGIONAL
$45.67
+0.26% today
Updated 2026-04-30
Market cap
$768.41M
P/E ratio
11.82
P/S ratio
3.65x
EPS (TTM)
$3.87
Dividend yield
1.12%
52W range
$33 – $48
Volume
0.1M
HomeTrust Bancshares, Inc. (HTB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $78.26M | $79.21M | $73.38M | $69.83M | $68.37M | $97.65M | $101.50M | $114.86M | $136.08M | $159.72M | $166.59M | $159.87M | $155.31M | $216.08M | $265.82M | $295.07M |
| Revenue growth (YoY) | — | +1.2% | -7.4% | -4.8% | -2.1% | +42.8% | +3.9% | +13.2% | +18.5% | +17.4% | +4.3% | -4.0% | -2.8% | +39.1% | +23.0% | +11.0% |
| Cost of revenue | $64.22M | $63.33M | $27.38M | $8.36M | $-868000.00 | $5.54M | $6.04M | $8.24M | $16.07M | $36.08M | $40.65M | $8.28M | $4.75M | $45.10M | $80.14M | $100.49M |
| Gross profit | $14.04M | $15.88M | $46.00M | $61.47M | $69.24M | $92.11M | $95.45M | $106.61M | $120.01M | $123.63M | $125.94M | $151.59M | $150.56M | $170.98M | $185.68M | $194.59M |
| Gross margin | 17.9% | 20.1% | 62.7% | 88.0% | 101.3% | 94.3% | 94.0% | 92.8% | 88.2% | 77.4% | 75.6% | 94.8% | 96.9% | 79.1% | 69.9% | 65.9% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $29.57M | $27.53M | $27.09M | $31.97M | $37.17M | $52.30M | $53.44M | $57.21M | $59.19M | $64.42M | $69.04M | $64.75M | $61.30M | $64.47M | $68.27M | $70.13M |
| Operating income | $-10.54M | $-28.00M | $3.88M | $11.03M | $14.86M | $10.58M | $16.36M | $17.04M | $34.97M | $33.94M | $28.81M | $19.10M | $45.38M | $57.16M | $63.32M | $69.91M |
| Operating margin | -13.5% | -35.3% | 5.3% | 15.8% | 21.7% | 10.8% | 16.1% | 14.8% | 25.7% | 21.2% | 17.3% | 11.9% | 29.2% | 26.5% | 23.8% | 23.7% |
| EBITDA | $-8.49M | $-25.98M | $5.97M | $13.19M | $16.12M | $12.10M | $19.31M | $17.02M | $35.48M | $33.38M | $33.59M | $31.31M | $57.18M | $70.57M | $79.36M | $86.95M |
| EBITDA margin | -10.9% | -32.8% | 8.1% | 18.9% | 23.6% | 12.4% | 19.0% | 14.8% | 26.1% | 20.9% | 20.2% | 19.6% | 36.8% | 32.7% | 29.9% | 29.5% |
| EBIT | $-10.54M | $-28.00M | $3.88M | $11.03M | $14.86M | $10.58M | $16.36M | $17.04M | $34.97M | $33.94M | $28.81M | $19.10M | $45.38M | $57.16M | $63.32M | $69.91M |
| Interest expense | $25.62M | $20.53M | $11.78M | $7.25M | $5.43M | $5.39M | $6.04M | $8.24M | $16.07M | $30.38M | $32.15M | $15.41M | $5.34M | $29.71M | $65.05M | $92.94M |
| Income tax | $-17.58M | $-13.26M | $-647000.00 | $1.98M | $4.51M | $2.56M | $4.90M | $5.19M | $26.74M | $6.79M | $6.02M | $3.42M | $9.72M | $12.56M | $13.28M | $15.11M |
| Effective tax rate | 166.8% | 47.4% | -16.7% | 17.9% | 30.4% | 24.2% | 30.0% | 30.5% | 76.5% | 20.0% | 20.9% | 17.9% | 21.4% | 22.0% | 21.0% | 21.6% |
| Net income | $7.04M | $-14.74M | $4.53M | $9.05M | $10.34M | $8.03M | $11.46M | $11.85M | $8.23M | $27.15M | $22.78M | $15.68M | $35.65M | $44.60M | $50.04M | $54.80M |
| Net income growth (YoY) | — | -309.3% | +130.7% | +100.0% | +14.2% | -22.4% | +42.8% | +3.4% | -30.5% | +229.6% | -16.1% | -31.2% | +127.5% | +25.1% | +12.2% | +9.5% |
| Profit margin | 9.0% | -18.6% | 6.2% | 13.0% | 15.1% | 8.2% | 11.3% | 10.3% | 6.1% | 17.0% | 13.7% | 9.8% | 23.0% | 20.6% | 18.8% | 18.6% |