HCI
HCI Group Inc
NYSE: HCI · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$174.94
-1.10% today
Updated 2026-09-25
Market cap
$2.24B
P/E ratio
7.76
P/S ratio
2.35x
EPS (TTM)
$23.21
Dividend yield
0.87%
52W range
$144 – $208
Volume
0.2M
WallStSmart proprietary scores
78
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+8.0
Quality
A9.5
Profitability
A+7.7
Valuation
B+5/9
Piotroski F-Score
Moderate
1.9
Altman Z-Score
Grey zone
—
Industry rank
—
View all highly rated stocks (75+) →261 stocks currently score above 75
Price targets
Analyst target
$241.67
+38.14%
12-Month target
$192.27
+9.91%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy3 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 32.60% — above average
+ ROE 38.50% — strong efficiency
+ Free cash flow $124.83M — positive
+ Revenue growth 11.10% QoQ
+ Debt/equity 0.06x — low leverage
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $491.99M | $550.01M | $749.45M | $900.95M | $952.13M |
| Net income | $-58.51M | $79.03M | $109.95M | $299.00M | $73.80M |
| EPS | — | — | — | — | $23.21 |
| Free cash flow | $-10.15M | $224.16M | $327.76M | $443.11M | $124.83M |
| Profit margin | -11.89% | 14.37% | 14.67% | 33.19% | 32.60% |
Peer comparison
Smart narrative
HCI Group Inc trades at $174.94. representing a P/E of 7.76x trailing earnings. Our Smart Value Score of 78/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 1.89, it sits in the grey zone. TTM revenue stands at $952.13M. with profit margins at 32.60%.
Frequently asked questions
What is HCI Group Inc's stock price?
HCI Group Inc (HCI) trades at $174.94, on a P/E of 7.8x and a P/S of 2.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is HCI Group Inc overvalued?
HCI Group Inc carries a Smart Value Score of 78/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of HCI Group Inc (HCI)?
The 12-month analyst consensus target is $241.67, about 38.1% above the current $174.94. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is HCI Group Inc's revenue?
HCI Group Inc's trailing twelve-month revenue is $952.13M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
HCI Group Inc's Altman Z-Score is 1.89, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio2.35x
ROE38.50%
Beta1.02
50D MA$183.13
200D MA$169.41
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.2M
Performance
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