WallStSmart
HCI

HCI Group Inc

NYSE: HCI · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$148.98
+4.49% today

Updated 2026-06-05

Market cap
$2.21B
P/E ratio
7.59
P/S ratio
2.38x
EPS (TTM)
$22.82
Dividend yield
0.91%
52W range
$135 – $209
Volume
0.2M

WallStSmart proprietary scores

76
out of 100
Grade: B+
Buy
Investment rating
6.7
Growth
B
8.0
Quality
A
9.5
Profitability
A+
7.7
Valuation
B+
5/9
Piotroski F-Score
Moderate
1.9
Altman Z-Score
Grey zone
Industry rank
View all highly rated stocks (75+) →203 stocks currently score above 75

Price targets

Analyst target
$245.00
+64.45%
12-Month target
$192.27
+29.06%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 32.60% — above average
+ ROE 38.50% — strong efficiency
+ Free cash flow $148.67M — positive
+ Revenue growth 12.20% QoQ
+ Debt/equity 0.06x — low leverage
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$491.99M$550.01M$749.45M$900.95M$927.39M
Net income$-58.51M$79.03M$109.95M$299.00M$73.41M
EPS$22.82
Free cash flow$-10.15M$224.16M$327.76M$443.11M$148.67M
Profit margin-11.89%14.37%14.67%33.19%32.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HCI$2.21B766.79.57.78.0Strong Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

HCI Group Inc trades at $148.98. representing a P/E of 7.59x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 1.89, it sits in the grey zone. TTM revenue stands at $927.39M. with profit margins at 32.60%.

Frequently asked questions

What is HCI Group Inc's stock price?

HCI Group Inc (HCI) trades at $148.98, on a P/E of 7.6x and a P/S of 2.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is HCI Group Inc overvalued?

HCI Group Inc carries a Smart Value Score of 76/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of HCI Group Inc (HCI)?

The 12-month analyst consensus target is $245.00, about 64.5% above the current $148.98. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is HCI Group Inc's revenue?

HCI Group Inc's trailing twelve-month revenue is $927.39M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

HCI Group Inc's Altman Z-Score is 1.89, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio2.38x
ROE38.50%
Beta1.05
50D MA$157.13
200D MA$170.97
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.2M

Performance

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YTD
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