WallStSmart
HBT

Hbt Financial Inc

NASDAQ: HBT · FINANCIAL SERVICES · BANKS - REGIONAL

$27.76
-0.79% today

Updated 2026-04-30

Market cap
$1.01B
P/E ratio
12.75
P/S ratio
4.32x
EPS (TTM)
$2.18
Dividend yield
52W range
$22 – $30
Volume
0.1M

WallStSmart proprietary scores

49
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C
5.0
Quality
C+
7.5
Profitability
B+
6.0
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$31.80
+14.55%
12-Month target
$25.03
-9.83%
Intrinsic (DCF)
Margin of safety
2 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 32.90% — above average
+ Free cash flow $18.70M — positive
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$186.72M$263.64M$285.21M$293.33M$233.92M
Net income$56.46M$65.84M$71.78M$77.01M$11.20M
EPS$2.18
Free cash flow$71.54M$62.70M$83.87M$73.02M$18.70M
Profit margin30.24%24.97%25.17%26.25%32.90%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HBT$1.01B494.77.56.05.0Hold
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Hbt Financial Inc trades at $27.76. representing a P/E of 12.75x trailing earnings. Our Smart Value Score of 49/100 indicates the stock is fair. TTM revenue stands at $233.92M. with profit margins at 32.90%.

Frequently asked questions

What is Hbt Financial Inc's stock price?
Hbt Financial Inc (HBT) trades at $27.76.
Is Hbt Financial Inc overvalued?
Smart Value Score 49/100 (Grade C, Sell).
What is the price target of Hbt Financial Inc (HBT)?
The analyst target price is $31.80, representing +14.6% upside from the current price of $27.76.
What is the future stock price of HBT by 2030?
Our revenue-driven model estimates Hbt Financial Inc could reach $38.21 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Hbt Financial Inc's revenue?
TTM revenue is $233.92M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.32x
ROE13.30%
Beta0.55
50D MA$27.42
200D MA$26.02
Shares out0.04B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week+1.55%
1 month+6.19%
3 months+5.75%
YTD+6.77%
1 year
3 years
5 years