HBT
Hbt Financial Inc
NASDAQ: HBT · FINANCIAL SERVICES · BANKS - REGIONAL
$27.76
-0.79% today
Updated 2026-04-30
Market cap
$1.01B
P/E ratio
12.75
P/S ratio
4.32x
EPS (TTM)
$2.18
Dividend yield
—
52W range
$22 – $30
Volume
0.1M
Hbt Financial Inc (HBT) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $163.86M | $157.78M | $165.96M | $173.85M | $156.77M | $164.23M | $186.72M | $263.64M | $285.21M | $293.33M |
| Revenue growth (YoY) | — | -3.7% | +5.2% | +4.8% | -9.8% | +4.8% | +13.7% | +41.2% | +8.2% | +2.8% |
| Cost of revenue | $13.04M | $9.73M | $13.69M | $13.34M | $16.99M | $-2.26M | $6.47M | $45.50M | $65.88M | $58.59M |
| Gross profit | $150.82M | $148.05M | $152.28M | $160.51M | $139.77M | $166.49M | $180.25M | $218.14M | $219.33M | $234.74M |
| Gross margin | 92.0% | 93.8% | 91.8% | 92.3% | 89.2% | 101.4% | 96.5% | 82.7% | 76.9% | 80.0% |
| R&D | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $62.98M | $64.13M | $61.83M | $64.65M | $58.84M | $56.53M | $61.26M | $79.77M | $78.69M | $57.58M |
| Operating income | $59.59M | $56.97M | $64.67M | $72.12M | $49.57M | $76.56M | $76.19M | $88.58M | $97.38M | $104.51M |
| Operating margin | 36.4% | 36.1% | 39.0% | 41.5% | 31.6% | 46.6% | 40.8% | 33.6% | 34.1% | 35.6% |
| EBITDA | $65.34M | $62.18M | $69.45M | $76.25M | $53.75M | $80.69M | $80.11M | $94.36M | $103.17M | $109.58M |
| EBITDA margin | 39.9% | 39.4% | 41.8% | 43.9% | 34.3% | 49.1% | 42.9% | 35.8% | 36.2% | 37.4% |
| EBIT | $59.59M | $56.97M | $64.67M | $72.12M | $49.57M | $76.56M | $76.19M | $88.58M | $97.38M | $104.51M |
| Interest expense | $6.60M | $6.59M | $7.99M | $9.94M | $6.46M | $5.82M | $7.18M | $37.93M | $62.85M | $56.89M |
| Income tax | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $58.55M | $56.10M | $63.80M | $66.86M | $36.84M | $56.27M | $56.46M | $65.84M | $71.78M | $77.01M |
| Net income growth (YoY) | — | -4.2% | +13.7% | +4.8% | -44.9% | +52.7% | +0.3% | +16.6% | +9.0% | +7.3% |
| Profit margin | 35.7% | 35.6% | 38.4% | 38.5% | 23.5% | 34.3% | 30.2% | 25.0% | 25.2% | 26.3% |