WallStSmart
HBNC

Horizon Bancorp

NASDAQ: HBNC · FINANCIAL SERVICES · BANKS - REGIONAL

$18.10
+1.06% today

Updated 2026-04-30

Market cap
$921.58M
P/E ratio
P/S ratio
3.76x
EPS (TTM)
$-3.28
Dividend yield
3.59%
52W range
$14 – $19
Volume
0.4M

WallStSmart proprietary scores

55
out of 100
Grade: C+
Hold
Investment rating
3.3
Growth
D
3.0
Quality
D
4.5
Profitability
C
6.0
Valuation
B
1/9
Piotroski F-Score
Weak
-0.2
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$21.40
+18.23%
12-Month target
Intrinsic (DCF)
Margin of safety
1 Strong Buy3 Buy2 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
Insufficient data
Risks
- Piotroski 1/9 — weak financial health
- Altman Z -0.16 — distress zone
- Thin margins at 0.00%

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$278.07M$220.47M$355.38M$103.17M$-23.16M
Net income$93.41M$27.98M$35.43M$-150.48M$26.17M
EPS$-3.28
Free cash flow$87.95M$81.16M$1.28M$41.65M
Profit margin33.59%12.69%9.97%-145.86%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-23SECOR, MARK ESale2,309$16.28
2026-03-23PRAME, THOMAS MSale4,345$16.28
2026-03-23KERBER, LYNNSale1,869$16.28

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HBNC$921.58M553.34.56.03.0Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Horizon Bancorp trades at $18.10. Our Smart Value Score of 55/100 indicates the stock is fair. The company scores 1/9 on the Piotroski F-Score. With an Altman Z-Score of -0.16, it sits in the distress. TTM revenue stands at $-23.16M.

Frequently asked questions

What is Horizon Bancorp's stock price?
Horizon Bancorp (HBNC) trades at $18.10.
Is Horizon Bancorp overvalued?
Smart Value Score 55/100 (Grade C+, Hold).
What is the price target of Horizon Bancorp (HBNC)?
The analyst target price is $21.40, representing +18.2% upside from the current price of $18.10.
What is Horizon Bancorp's revenue?
TTM revenue is $-23.16M.
Piotroski F-Score?
1/9 — weak financial health.
Altman Z-Score?
-0.16 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.76x
ROE-20.10%
Beta0.80
50D MA$16.99
200D MA$16.66
Shares out0.05B
Float0.05B
Short ratio
Avg volume0.4M

Performance

1 week+2.85%
1 month+10.33%
3 months+4.64%
YTD+6.43%
1 year
3 years
5 years