HBNC
Horizon Bancorp
NASDAQ: HBNC · FINANCIAL SERVICES · BANKS - REGIONAL
$18.10
+1.06% today
Updated 2026-04-30
Market cap
$921.58M
P/E ratio
—
P/S ratio
3.76x
EPS (TTM)
$-3.28
Dividend yield
3.59%
52W range
$14 – $19
Volume
0.4M
Horizon Bancorp (HBNC) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+54.8%
Last 4 quarters
Revenue YoY growth
-6.8%
Most recent quarter
EPS YoY growth
-5.6%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+0.3%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+4.2%
2026-01-20
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-21 | $0.51 | +6.3% | $17.97 | $17.55 | -2.3% |
| 2026-01-20 | $0.53 | +6.1% | $17.51 | $18.24 | +4.2% |
| 2025-10-22 | $1.63 | +239.7% | $15.73 | $15.60 | -0.8% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.48 | $0.51 | +6.3% | $97.89M | -6.8% |
| 2025-12-31 | $0.50 | $0.53 | +6.1% | $100.75M | +59.6% |
| 2025-09-30 | $0.48 | $1.63 | +239.7% | $-203.74M | -301.0% |
| 2025-06-30 | $0.44 | $0.47 | +6.8% | $101.17M | +4.9% |
| 2025-03-31 | $0.43 | $0.54 | +25.6% | $104.98M | +11.1% |
| 2024-12-31 | $0.37 | $0.65 | +75.7% | $63.11M | +2.3% |
| 2024-09-30 | $0.37 | $0.41 | +10.8% | $101.36M | +11.6% |
| 2024-06-30 | $0.31 | $0.32 | +3.2% | $96.43M | +11.5% |
| 2024-03-31 | $0.31 | $0.32 | +3.2% | $94.47M | — |
| 2023-12-31 | $0.31 | $0.33 | +6.5% | $61.72M | — |
| 2023-09-30 | $0.36 | $0.37 | +2.8% | $90.83M | — |
| 2023-06-30 | $0.37 | $0.43 | +16.2% | $86.47M | — |
Frequently asked questions
Has Horizon Bancorp beaten earnings estimates?
Horizon Bancorp has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +54.8% over the last 4 quarters.
How does HBNC stock react to earnings?
HBNC stock has moved an average of +0.3% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Horizon Bancorp's revenue growth rate?
Horizon Bancorp reported year-over-year revenue growth of -6.8% in its most recent quarter, with EPS growing -5.6% year-over-year.