WallStSmart
FRBA

First Bank

NASDAQ: FRBA · FINANCIAL SERVICES · BANKS - REGIONAL

$14.79
-2.91% today

Updated 2026-06-03

Market cap
$400.53M
P/E ratio
9.57
P/S ratio
3.00x
EPS (TTM)
$1.67
Dividend yield
1.73%
52W range
$14 – $18
Volume
0.1M

WallStSmart proprietary scores

53
out of 100
Grade: C
Hold
Investment rating
4.7
Growth
C
4.8
Quality
C
7.5
Profitability
B+
6.7
Valuation
B
5/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$17.33
+17.17%
12-Month target
$19.16
+29.55%
Intrinsic (DCF)
Margin of safety
1 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 31.40% — above average
+ Free cash flow $10.71M — positive
Risks
- Revenue declining -5.20% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$112.38M$173.30M$229.44M$246.78M$133.63M
Net income$36.29M$20.90M$42.24M$43.66M$7.65M
EPS$1.67
Free cash flow$34.97M$140.72M$24.72M$62.66M$10.71M
Profit margin32.29%12.06%18.41%17.69%31.40%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
FRBA$400.53M534.77.56.74.8Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

First Bank trades at $14.79. representing a P/E of 9.57x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $133.63M. with profit margins at 31.40%.

Frequently asked questions

What is First Bank's stock price?

First Bank (FRBA) trades at $14.79, on a P/E of 9.6x and a P/S of 3.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is First Bank overvalued?

First Bank carries a Smart Value Score of 53/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of First Bank (FRBA)?

The 12-month analyst consensus target is $17.33, about 17.2% above the current $14.79. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is First Bank's revenue?

First Bank's trailing twelve-month revenue is $133.63M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.00x
ROE9.33%
Beta0.55
50D MA$15.84
200D MA$16.16
Shares out0.03B
Float0.02B
Short ratio
Avg volume0.1M

Performance

1 week+0.00%
1 month+3.09%
3 months+1.59%
YTD-6.80%
1 year
3 years
5 years