WallStSmart
FRBA

First Bank

NASDAQ: FRBA · FINANCIAL SERVICES · BANKS - REGIONAL

$14.84
-1.20% today

Updated 2026-04-30

Market cap
$414.83M
P/E ratio
9.50
P/S ratio
3.07x
EPS (TTM)
$1.74
Dividend yield
1.46%
52W range
$14 – $18
Volume
0.1M

First Bank (FRBA) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item201120122013201420152016201720182019202020212022202320242025
Revenue$12.00M$9.96M$12.18M$21.27M$32.41M$39.96M$53.31M$76.19M$88.17M$95.55M$98.87M$112.38M$173.30M$229.44M$246.78M
Revenue growth (YoY)-17.0%+22.2%+74.7%+52.4%+23.3%+33.4%+42.9%+15.7%+8.4%+3.5%+13.7%+54.2%+32.4%+7.6%
Cost of revenue$5.02M$3.28M$3.41M$4.14M$9.61M$12.12M$14.21M$21.24M$29.79M$29.19M$8.99M$17.76M$77.44M$100.76M$110.52M
Gross profit$6.98M$6.68M$8.77M$17.13M$22.80M$27.84M$39.10M$54.95M$58.38M$66.37M$89.88M$94.62M$95.86M$128.68M$136.26M
Gross margin58.1%67.1%72.0%80.5%70.3%69.7%73.3%72.1%66.2%69.5%90.9%84.2%55.3%56.1%55.2%
R&D
SG&A$4.40M$913000.00$1.41M$2.50M$10.66M$11.22M$14.40M$20.35M$23.43M$26.28M$26.93M$28.85M$36.10M$42.76M$54.93M
Operating income$2.15M$3.06M$3.51M$7.97M$5.07M$9.50M$14.42M$21.64M$19.01M$25.98M$46.72M$47.89M$27.16M$55.15M$57.30M
Operating margin17.9%30.7%28.9%37.5%15.7%23.8%27.0%28.4%21.6%27.2%47.3%42.6%15.7%24.0%23.2%
EBITDA$-144000.00$-726000.00$1.04M$5.68M$10.14M$15.13M$23.04M$20.68M$27.86M$48.30M$49.44M$30.01M$59.47M$57.30M
EBITDA margin0.0%-1.4%-6.0%4.9%17.5%25.4%28.4%30.2%23.5%29.2%48.9%44.0%17.3%25.9%23.2%
EBIT$2.92M$2.79M$8.05M$5.07M$9.50M$14.42M$21.64M$18.99M$25.95M$46.72M$47.89M$27.16M$55.15M
Interest expense$0.00$3.28M$3.41M$4.14M$6.94M$9.42M$11.54M$17.79M$25.80M$19.65M$9.22M$14.89M$69.50M$99.58M$98.63M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$2.10M$2.59M$1.71M$5.84M$3.89M$6.41M$6.99M$17.59M$13.45M$19.45M$35.43M$36.29M$20.90M$42.24M$43.66M
Net income growth (YoY)+23.1%-34.0%+241.7%-33.4%+64.8%+9.2%+151.5%-23.6%+44.6%+82.2%+2.4%-42.4%+102.2%+3.3%
Profit margin17.5%26.0%14.0%27.4%12.0%16.0%13.1%23.1%15.2%20.4%35.8%32.3%12.1%18.4%17.7%