FNLC
First Bancorp Inc
NASDAQ: FNLC · FINANCIAL SERVICES · BANKS - REGIONAL
$28.48
+1.64% today
Updated 2026-06-05
Market cap
$336.13M
P/E ratio
9.20
P/S ratio
3.50x
EPS (TTM)
$3.24
Dividend yield
5.05%
52W range
$22 – $30
Volume
0.0M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+4.8
Quality
C7.5
Profitability
B+6.7
Valuation
B4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$35.04
+23.03%
12-Month target
$35.04
+23.03%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 37.80% — above average
+ Free cash flow $22.25M — positive
+ Revenue growth 14.50% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $109.91M | $128.17M | $165.43M | $177.61M | $95.98M |
| Net income | $38.99M | $29.52M | $27.05M | $34.39M | $8.99M |
| EPS | — | — | — | — | $3.24 |
| Free cash flow | $39.81M | $34.28M | $24.57M | $34.59M | $22.25M |
| Profit margin | 35.47% | 23.03% | 16.35% | 19.36% | 37.80% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-30 | SWAN, KIMBERLY | Buy | 1,000 | $28.71 |
| 2026-04-30 | SWAN, KIMBERLY | Buy | 500 | $28.64 |
| 2026-01-29 | WARD, F STEPHEN | Buy | 750 | — |
Peer comparison
Smart narrative
First Bancorp Inc trades at $28.48. representing a P/E of 9.20x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $95.98M. with profit margins at 37.80%.
Frequently asked questions
What is First Bancorp Inc's stock price?
First Bancorp Inc (FNLC) trades at $28.48, on a P/E of 9.2x and a P/S of 3.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First Bancorp Inc overvalued?
First Bancorp Inc carries a Smart Value Score of 66/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of First Bancorp Inc (FNLC)?
The 12-month analyst consensus target is $35.04, about 23.0% above the current $28.48. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is First Bancorp Inc's revenue?
First Bancorp Inc's trailing twelve-month revenue is $95.98M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.50x
ROE12.66%
Beta0.52
50D MA$28.72
200D MA$27.22
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—