FNLC
First Bancorp Inc
NASDAQ: FNLC · FINANCIAL SERVICES · BANKS - REGIONAL
$28.42
-3.27% today
Updated 2026-04-29
Market cap
$327.42M
P/E ratio
8.97
P/S ratio
3.41x
EPS (TTM)
$3.24
Dividend yield
5.09%
52W range
$22 – $30
Volume
0.0M
First Bancorp Inc (FNLC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $74.51M | $81.87M | $81.02M | $75.32M | $66.39M | $67.45M | $63.10M | $62.02M | $62.07M | $63.04M | $66.26M | $73.38M | $83.14M | $92.84M | $95.24M | $96.46M | $109.91M | $128.17M | $165.43M | $177.61M |
| Revenue growth (YoY) | — | +9.9% | -1.0% | -7.0% | -11.9% | +1.6% | -6.4% | -1.7% | +0.1% | +1.6% | +5.1% | +10.7% | +13.3% | +11.7% | +2.6% | +1.3% | +13.9% | +16.6% | +29.1% | +7.4% |
| Cost of revenue | $34.91M | $41.32M | $38.37M | $31.08M | $25.07M | $25.26M | $20.77M | $16.70M | $12.57M | $11.42M | $12.41M | $15.53M | $21.83M | $27.41M | $23.34M | $10.40M | $18.62M | $15.44M | $85.69M | $84.74M |
| Gross profit | $39.60M | $40.55M | $42.65M | $44.25M | $41.32M | $42.19M | $42.33M | $45.33M | $49.49M | $51.62M | $53.85M | $57.85M | $61.31M | $65.43M | $71.90M | $86.06M | $91.29M | $128.17M | $79.74M | $92.87M |
| Gross margin | 53.1% | 49.5% | 52.6% | 58.7% | 62.2% | 62.6% | 67.1% | 73.1% | 79.7% | 81.9% | 81.3% | 78.8% | 73.7% | 70.5% | 75.5% | 89.2% | 83.1% | 100.0% | 48.2% | 52.3% |
| R&D | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
| SG&A | $10.83M | $11.04M | $11.73M | $12.60M | $13.86M | $13.64M | $13.90M | $15.45M | $15.89M | $15.97M | $16.00M | $17.61M | $18.87M | $18.84M | $21.13M | $21.98M | $24.38M | $23.90M | $26.62M | $36.27M |
| Operating income | $17.16M | $18.37M | $19.66M | $17.59M | $16.19M | $16.16M | $16.06M | $16.39M | $19.27M | $21.72M | $24.46M | $26.20M | $27.84M | $30.26M | $32.25M | $43.91M | $47.39M | $2.70M | $32.58M | $41.94M |
| Operating margin | 23.0% | 22.4% | 24.3% | 23.4% | 24.4% | 24.0% | 25.4% | 26.4% | 31.1% | 34.5% | 36.9% | 35.7% | 33.5% | 32.6% | 33.9% | 45.5% | 43.1% | 2.1% | 19.7% | 23.6% |
| EBITDA | $18.56M | $16.82M | $20.89M | $19.07M | $17.59M | $17.51M | $17.37M | $18.12M | $20.94M | $23.44M | $26.21M | $28.06M | $29.63M | $32.20M | $34.47M | $45.95M | $49.37M | $2.70M | $34.79M | $41.94M |
| EBITDA margin | 24.9% | 20.5% | 25.8% | 25.3% | 26.5% | 26.0% | 27.5% | 29.2% | 33.7% | 37.2% | 39.6% | 38.2% | 35.6% | 34.7% | 36.2% | 47.6% | 44.9% | 2.1% | 21.0% | 23.6% |
| EBIT | $17.16M | $18.37M | $19.66M | $17.59M | $16.19M | $16.16M | $16.06M | $16.39M | $19.27M | $21.72M | $24.46M | $26.20M | $27.84M | $30.26M | $32.25M | $43.91M | $47.39M | $2.70M | $32.58M | — |
| Interest expense | $33.59M | $39.88M | $33.67M | $18.92M | $16.67M | $14.71M | $12.94M | $12.50M | $11.43M | $9.87M | $10.81M | $13.53M | $20.33M | $26.16M | $17.29M | $10.78M | $16.87M | $62.97M | $84.92M | $82.89M |
| Income tax | $4.86M | $5.26M | $5.62M | $4.55M | $4.08M | $3.79M | $3.37M | $3.42M | $4.57M | $5.51M | $6.45M | $6.61M | $4.31M | $4.74M | $5.12M | $7.64M | $8.40M | $6.18M | $5.54M | $7.54M |
| Effective tax rate | 28.3% | 28.7% | 28.6% | 25.9% | 25.2% | 23.5% | 21.0% | 20.9% | 23.7% | 25.4% | 26.4% | 25.2% | 15.5% | 15.6% | 15.9% | 17.4% | 17.7% | 17.3% | 17.0% | 18.0% |
| Net income | $12.29M | $13.10M | $14.03M | $13.04M | $12.12M | $12.36M | $12.69M | $12.96M | $14.71M | $16.21M | $18.01M | $19.59M | $23.54M | $25.52M | $27.13M | $36.27M | $38.99M | $29.52M | $27.05M | $34.39M |
| Net income growth (YoY) | — | +6.6% | +7.1% | -7.1% | -7.1% | +2.0% | +2.6% | +2.2% | +13.5% | +10.2% | +11.1% | +8.8% | +20.2% | +8.5% | +6.3% | +33.7% | +7.5% | -24.3% | -8.4% | +27.2% |
| Profit margin | 16.5% | 16.0% | 17.3% | 17.3% | 18.2% | 18.3% | 20.1% | 20.9% | 23.7% | 25.7% | 27.2% | 26.7% | 28.3% | 27.5% | 28.5% | 37.6% | 35.5% | 23.0% | 16.3% | 19.4% |