FLG
Flagstar Bank, National Association
NYSE: FLG · FINANCIAL SERVICES · BANKS - REGIONAL
$10.16
+0.20% today
Updated 2026-10-28
Market cap
$4.22B
P/E ratio
67.73
P/S ratio
2.10x
EPS (TTM)
$0.15
Dividend yield
0.39%
52W range
$10 – $15
Volume
5.8M
WallStSmart proprietary scores
50
out of 100
Grade: C
Hold
Investment rating
5.3
Growth
C+4.5
Quality
C4.0
Profitability
C5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
-0.1
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →270 stocks currently score above 75
Price targets
Analyst target
$13.53
+33.17%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy8 Buy6 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $215.00M — positive
Risks
- Altman Z -0.10 — distress zone
- Thin margins at 4.79%
- Revenue declining -5.60% QoQ
- P/E 67.73x — expensive valuation
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $2.18B | $6.05B | $6.38B | $4.70B | $2.00B |
| Net income | $650.00M | $-79.00M | $-1.12B | $-177.00M | $12.00M |
| EPS | — | — | — | — | $0.15 |
| Free cash flow | $1.02B | $197.00M | $50.00M | $-601.00M | $215.00M |
| Profit margin | 29.84% | -1.31% | -17.51% | -3.77% | 4.79% |
Peer comparison
Smart narrative
Flagstar Bank, National Association trades at $10.16. representing a P/E of 67.73x trailing earnings. Our Smart Value Score of 50/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.10, it sits in the distress. TTM revenue stands at $2.00B. with profit margins at 4.79%.
Frequently asked questions
What is Flagstar Bank, National Association's stock price?
Flagstar Bank, National Association (FLG) trades at $10.16, on a P/E of 67.7x and a P/S of 2.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Flagstar Bank, National Association overvalued?
Flagstar Bank, National Association carries a Smart Value Score of 50/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Flagstar Bank, National Association (FLG)?
The 12-month analyst consensus target is $13.53, about 33.2% above the current $10.16. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Flagstar Bank, National Association's revenue?
Flagstar Bank, National Association's trailing twelve-month revenue is $2.00B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Flagstar Bank, National Association's Altman Z-Score is -0.10, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio2.10x
ROE-0.69%
Beta1.05
50D MA$12.23
200D MA$13.46
Shares out0.42B
Float0.29B
Short ratio—
Avg volume5.8M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—