FLG
Flagstar Financial, Inc.
NYSE: FLG · FINANCIAL SERVICES · BANKS - REGIONAL
$13.81
-1.43% today
Updated 2026-04-29
Market cap
$5.84B
P/E ratio
—
P/S ratio
2.97x
EPS (TTM)
$-0.21
Dividend yield
0.29%
52W range
$10 – $15
Volume
5.3M
Flagstar Financial, Inc. (FLG) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.50B | $1.61B | $1.60B | $1.64B | $2.23B | $2.07B | $2.08B | $1.92B | $1.90B | $1.90B | $1.83B | $1.82B | $1.78B | $1.89B | $1.77B | $1.75B | $2.18B | $6.05B | $6.38B | $4.70B |
| Revenue growth (YoY) | — | +7.7% | -0.7% | +2.4% | +36.0% | -7.2% | +0.1% | -7.7% | -0.9% | -0.1% | -3.8% | -0.5% | -2.0% | +6.1% | -6.4% | -1.1% | +24.5% | +177.6% | +5.6% | -26.5% |
| Cost of revenue | $847.13M | $950.22M | $937.33M | $792.29M | $836.73M | $766.66M | $694.07M | $572.24M | $524.13M | $1.27B | $391.67M | $489.48M | $676.93M | $855.00M | $670.00M | $403.00M | $829.00M | $3.25B | $4.89B | $2.93B |
| Gross profit | $652.41M | $664.59M | $666.36M | $850.30M | $1.40B | $1.31B | $1.38B | $1.34B | $1.38B | $629.88M | $1.43B | $1.33B | $1.10B | $1.03B | $1.10B | $1.35B | $1.35B | $2.80B | $1.49B | $1.77B |
| Gross margin | 43.5% | 41.2% | 41.6% | 51.8% | 62.6% | 63.0% | 66.6% | 70.1% | 72.4% | 33.2% | 78.6% | 73.1% | 62.0% | 54.7% | 62.1% | 77.0% | 61.9% | 46.3% | 23.4% | 37.6% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $199.63M | $230.03M | $250.16M | $305.08M | $435.37M | $470.15M | $488.70M | $478.32M | $495.02M | $522.50M | $545.72M | $561.22M | $446.52M | $422.00M | $425.00M | $430.00M | $512.00M | $1.90B | $2.38B | $1.18B |
| Operating income | $348.71M | $402.10M | $53.79M | $593.15M | $837.47M | $734.58M | $780.91M | $747.13M | $773.07M | $-132.01M | $777.13M | $668.22M | $557.67M | $523.00M | $588.00M | $806.00M | $826.00M | $-50.00M | $-1.38B | $-198.00M |
| Operating margin | 23.3% | 24.9% | 3.4% | 36.1% | 37.5% | 35.4% | 37.6% | 39.0% | 40.7% | -7.0% | 42.5% | 36.8% | 31.3% | 27.7% | 33.2% | 46.1% | 37.9% | -0.8% | -21.6% | -4.2% |
| EBITDA | $382.05M | $443.85M | $96.87M | $635.94M | $888.85M | $784.18M | $826.02M | $791.00M | $809.15M | $-95.17M | $812.33M | $701.23M | $589.99M | $550.00M | $612.00M | $827.00M | $849.00M | $115.00M | $-1.19B | $-198.00M |
| EBITDA margin | 25.5% | 27.5% | 6.0% | 38.7% | 39.8% | 37.8% | 39.8% | 41.3% | 42.6% | -5.0% | 44.5% | 38.6% | 33.1% | 29.1% | 34.6% | 47.3% | 39.0% | 1.9% | -18.7% | -4.2% |
| EBIT | $348.71M | $402.10M | $53.79M | $593.15M | $837.47M | $734.58M | $780.91M | $747.13M | $773.07M | $-132.01M | $777.13M | $668.22M | $557.67M | $523.00M | $588.00M | $806.00M | $826.00M | $-50.00M | $-1.38B | — |
| Interest expense | $847.13M | $950.22M | $929.63M | $729.29M | $733.83M | $666.24M | $631.08M | $541.48M | $542.71M | $1.28B | $387.49M | $452.24M | $658.68M | $848.00M | $608.00M | $400.00M | $696.00M | $2.41B | $3.80B | $2.75B |
| Income tax | $116.13M | $123.02M | $-24.09M | $194.50M | $296.45M | $254.54M | $279.80M | $271.58M | $287.67M | $-84.86M | $281.73M | $202.01M | $135.25M | $128.00M | $77.00M | $210.00M | $176.00M | $29.00M | $-260.00M | $-21.00M |
| Effective tax rate | 33.3% | 30.6% | -44.8% | 32.8% | 35.4% | 34.7% | 35.8% | 36.3% | 37.2% | 64.3% | 36.3% | 30.2% | 24.3% | 24.5% | 13.1% | 26.1% | 21.3% | -58.0% | 18.9% | 10.6% |
| Net income | $232.59M | $279.08M | $77.88M | $398.65M | $541.02M | $480.04M | $501.11M | $475.55M | $485.40M | $-47.16M | $495.40M | $466.20M | $422.42M | $395.00M | $511.00M | $596.00M | $650.00M | $-79.00M | $-1.12B | $-177.00M |
| Net income growth (YoY) | — | +20.0% | -72.1% | +411.8% | +35.7% | -11.3% | +4.4% | -5.1% | +2.1% | -109.7% | +1150.6% | -5.9% | -9.4% | -6.5% | +29.4% | +16.6% | +9.1% | -112.2% | -1315.2% | +84.2% |
| Profit margin | 15.5% | 17.3% | 4.9% | 24.3% | 24.2% | 23.1% | 24.1% | 24.8% | 25.6% | -2.5% | 27.1% | 25.6% | 23.7% | 20.9% | 28.9% | 34.1% | 29.8% | -1.3% | -17.5% | -3.8% |