FINW
Finwise Bancorp
NASDAQ: FINW · FINANCIAL SERVICES · BANKS - REGIONAL
$10.82
+3.54% today
Updated 2026-10-28
Market cap
$145.21M
P/E ratio
10.78
P/S ratio
1.24x
EPS (TTM)
$0.97
Dividend yield
—
52W range
$10 – $20
Volume
0.0M
WallStSmart proprietary scores
49
out of 100
Grade: C
Sell
Investment rating
6.7
Growth
B3.3
Quality
D5.0
Profitability
C+6.7
Valuation
B2/9
Piotroski F-Score
Weak
-0.2
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →270 stocks currently score above 75
Price targets
Analyst target
$16.33
+50.92%
12-Month target
$19.21
+77.54%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Revenue growth 55.70% QoQ
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.16 — distress zone
- Negative free cash flow $-1.36B
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $90.22M | $86.59M | $97.46M | $150.96M | $116.80M |
| Net income | $25.11M | $17.46M | $12.74M | $16.09M | $2.13M |
| EPS | — | — | — | — | $0.97 |
| Free cash flow | $53.94M | $4.81M | $-19.89M | $-34.19M | $-1.36B |
| Profit margin | 27.84% | 20.16% | 13.07% | 10.66% | 11.70% |
Peer comparison
Smart narrative
Finwise Bancorp trades at $10.82. representing a P/E of 10.78x trailing earnings. Our Smart Value Score of 49/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.16, it sits in the distress. TTM revenue stands at $116.80M. with profit margins at 11.70%.
Frequently asked questions
What is Finwise Bancorp's stock price?
Finwise Bancorp (FINW) trades at $10.82, on a P/E of 10.8x and a P/S of 1.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Finwise Bancorp overvalued?
Finwise Bancorp carries a Smart Value Score of 49/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Finwise Bancorp (FINW)?
The 12-month analyst consensus target is $16.33, about 50.9% above the current $10.82. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Finwise Bancorp's revenue?
Finwise Bancorp's trailing twelve-month revenue is $116.80M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Finwise Bancorp's Altman Z-Score is -0.16, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.24x
ROE7.95%
Beta0.73
50D MA$12.48
200D MA$14.77
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
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