WallStSmart
FINW

Finwise Bancorp

NASDAQ: FINW · FINANCIAL SERVICES · BANKS - REGIONAL

$12.98
+1.66% today

Updated 2026-06-05

Market cap
$200.93M
P/E ratio
13.33
P/S ratio
1.91x
EPS (TTM)
$1.10
Dividend yield
52W range
$13 – $22
Volume
0.0M

WallStSmart proprietary scores

48
out of 100
Grade: C
Sell
Investment rating
6.7
Growth
B
4.0
Quality
C
5.0
Profitability
C+
6.0
Valuation
B
2/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$19.00
+46.38%
12-Month target
$19.21
+48.00%
Intrinsic (DCF)
Margin of safety
2 Strong Buy1 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $19.69M — positive
+ Revenue growth 71.40% QoQ
Risks
- Piotroski 2/9 — weak financial health

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$90.22M$86.59M$97.46M$150.96M$105.47M
Net income$25.11M$17.46M$12.74M$16.09M$2.73M
EPS$1.10
Free cash flow$53.94M$4.81M$-19.89M$-34.19M$19.69M
Profit margin27.84%20.16%13.07%10.66%14.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
FINW$200.93M486.75.06.04.0Hold
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Finwise Bancorp trades at $12.98. representing a P/E of 13.33x trailing earnings. Our Smart Value Score of 48/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. TTM revenue stands at $105.47M. with profit margins at 14.80%.

Frequently asked questions

What is Finwise Bancorp's stock price?

Finwise Bancorp (FINW) trades at $12.98, on a P/E of 13.3x and a P/S of 1.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Finwise Bancorp overvalued?

Finwise Bancorp carries a Smart Value Score of 48/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.

What is the price target of Finwise Bancorp (FINW)?

The 12-month analyst consensus target is $19.00, about 46.4% above the current $12.98. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Finwise Bancorp's revenue?

Finwise Bancorp's trailing twelve-month revenue is $105.47M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio1.91x
ROE7.95%
Beta0.70
50D MA$15.08
200D MA$17.39
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.0M

Performance

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YTD
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