FINW
Finwise Bancorp
NASDAQ: FINW · FINANCIAL SERVICES · BANKS - REGIONAL
$15.55
-2.35% today
Updated 2026-04-30
Market cap
$221.43M
P/E ratio
14.33
P/S ratio
2.40x
EPS (TTM)
$1.13
Dividend yield
—
52W range
$13 – $22
Volume
0.0M
Finwise Bancorp (FINW) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $35.27M | $43.83M | $81.09M | $90.22M | $86.59M | $97.46M | $150.96M |
| Revenue growth (YoY) | — | +24.3% | +85.0% | +11.3% | -4.0% | +12.6% | +54.9% |
| Cost of revenue | $6.75M | $6.99M | $9.30M | $14.95M | $21.61M | $27.01M | $58.87M |
| Gross profit | $28.52M | $36.84M | $71.78M | $75.27M | $64.98M | $70.45M | $92.09M |
| Gross margin | 80.9% | 84.1% | 88.5% | 83.4% | 75.0% | 72.3% | 61.0% |
| R&D | — | — | — | — | — | — | — |
| SG&A | $11.89M | $16.84M | $21.74M | $24.49M | $25.75M | $35.20M | $44.16M |
| Operating income | $12.84M | $15.14M | $42.27M | $36.03M | $23.81M | $16.99M | $21.76M |
| Operating margin | 36.4% | 34.5% | 52.1% | 39.9% | 27.5% | 17.4% | 14.4% |
| EBITDA | $13.30M | $16.15M | $43.31M | $38.14M | $27.62M | $22.28M | $21.76M |
| EBITDA margin | 37.7% | 36.9% | 53.4% | 42.3% | 31.9% | 22.9% | 14.4% |
| EBIT | $12.84M | $15.14M | $42.27M | $36.03M | $23.81M | $16.99M | — |
| Interest expense | $1.46M | $1.76M | $1.26M | $1.43M | $9.97M | $15.44M | $20.30M |
| Income tax | $3.18M | $3.94M | $10.69M | $10.92M | $6.35M | $4.25M | $5.67M |
| Effective tax rate | 24.8% | 26.0% | 25.3% | 30.3% | 26.7% | 25.0% | 26.1% |
| Net income | $9.66M | $11.20M | $31.58M | $25.11M | $17.46M | $12.74M | $16.09M |
| Net income growth (YoY) | — | +15.9% | +182.0% | -20.5% | -30.5% | -27.0% | +26.3% |
| Profit margin | 27.4% | 25.5% | 38.9% | 27.8% | 20.2% | 13.1% | 10.7% |