WallStSmart
FINV

FinVolution Group

NYSE: FINV · FINANCIAL SERVICES · CREDIT SERVICES

$5.15
-3.52% today

Updated 2026-06-05

Market cap
$1.19B
P/E ratio
4.06
P/S ratio
0.09x
EPS (TTM)
$1.24
Dividend yield
6.08%
52W range
$4 – $10
Volume
1.1M

WallStSmart proprietary scores

58
out of 100
Grade: C+
Hold
Investment rating
3.3
Growth
D
8.5
Quality
A
8.0
Profitability
A
6.7
Valuation
B
2/9
Piotroski F-Score
Weak
3.3
Altman Z-Score
Safe zone
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$7.30
+41.75%
12-Month target
$7.52
+46.02%
Intrinsic (DCF)
Margin of safety
1 Strong Buy7 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Altman Z 3.34 — safe zone
+ Debt/equity 0.08x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Revenue declining -7.80% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$11.13B$12.60B$13.07B$13.20B$13.34B
Net income$2.27B$2.34B$2.38B$2.47B$412.55M
EPS$1.24
Free cash flow$216.06M$875.33M$2.87B$1.77B$0.00
Profit margin20.36%18.58%18.24%18.74%16.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
FINV$1.19B583.38.06.78.5Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

FinVolution Group trades at $5.15. representing a P/E of 4.06x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of 3.34, it sits in the safe zone. TTM revenue stands at $13.34B. with profit margins at 16.60%.

Frequently asked questions

What is FinVolution Group's stock price?

FinVolution Group (FINV) trades at $5.15, on a P/E of 4.1x and a P/S of 0.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is FinVolution Group overvalued?

FinVolution Group carries a Smart Value Score of 58/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of FinVolution Group (FINV)?

The 12-month analyst consensus target is $7.30, about 41.7% above the current $5.15. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is FinVolution Group's revenue?

FinVolution Group's trailing twelve-month revenue is $13.34B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

FinVolution Group's Altman Z-Score is 3.34, which places it in the safe zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryChina
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio0.09x
ROE13.61%
Beta0.37
50D MA$4.98
200D MA$5.70
Shares out0.12B
Float0.11B
Short ratio
Avg volume1.1M

Performance

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