FINV
FinVolution Group
NYSE: FINV · FINANCIAL SERVICES · CREDIT SERVICES
$5.11
-2.11% today
Updated 2026-05-07
Market cap
$1.21B
P/E ratio
3.62
P/S ratio
0.09x
EPS (TTM)
$1.41
Dividend yield
5.99%
52W range
$4 – $10
Volume
1.3M
FinVolution Group (FINV) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $195.69M | $1.22B | $3.93B | $4.54B | $5.96B | $7.56B | $9.47B | $11.13B | $12.60B | $13.07B | $13.20B |
| Revenue growth (YoY) | — | +521.3% | +223.0% | +15.7% | +31.2% | +26.8% | +25.2% | +17.6% | +13.2% | +3.7% | +1.0% |
| Cost of revenue | $99.38M | $388.15M | $974.52M | $985.57M | $1.21B | $1.33B | $1.84B | $2.04B | $2.16B | $2.70B | $2.82B |
| Gross profit | $96.31M | $827.61M | $2.95B | $3.56B | $4.75B | $6.24B | $7.63B | $9.10B | $10.44B | $10.36B | $10.38B |
| Gross margin | 49.2% | 68.1% | 75.2% | 78.3% | 79.7% | 82.5% | 80.5% | 81.7% | 82.8% | 79.3% | 78.6% |
| R&D | $14.14M | $114.65M | $164.87M | $317.96M | $390.58M | $370.18M | $434.85M | $491.48M | $510.99M | $496.74M | $536.62M |
| SG&A | $115.94M | $237.81M | $423.80M | $383.39M | $435.82M | $461.12M | $518.25M | $401.73M | $390.02M | $413.55M | $2.64B |
| Operating income | $-340.76M | $-978.91M | $-2.35B | $-2.50B | $2.65B | $2.31B | $2.61B | $2.52B | $2.38B | $2.54B | $2.88B |
| Operating margin | -174.1% | -80.5% | -59.9% | -55.1% | 44.4% | 30.5% | 27.6% | 22.6% | 18.9% | 19.4% | 21.8% |
| EBITDA | $-141.82M | $248.94M | $1.55B | $1.89B | $2.75B | $2.40B | $2.68B | $2.58B | $2.45B | $2.62B | $3.02B |
| EBITDA margin | -72.5% | 20.5% | 39.5% | 41.6% | 46.2% | 31.8% | 28.3% | 23.2% | 19.5% | 20.1% | 22.9% |
| EBIT | $-145.07M | $236.85M | $1.53B | $1.85B | $2.65B | $2.31B | $2.61B | $2.52B | $2.38B | $2.54B | — |
| Interest expense | $159000.00 | $18.19M | $15.60M | $60.09M | $235.62M | $228.32M | $205.23M | $205.82M | $0.00 | $0.00 | $28.47M |
| Income tax | $4.36M | $48.27M | $274.71M | $151.21M | $481.96M | $455.42M | $240.82M | $454.77M | $395.10M | $457.40M | — |
| Effective tax rate | -6.4% | 8.8% | 20.2% | 5.8% | 16.9% | 18.8% | 8.8% | 16.7% | 14.4% | 16.1% | 0.0% |
| Net income | $-72.14M | $501.49M | $1.08B | $2.47B | $2.37B | $1.97B | $2.51B | $2.27B | $2.34B | $2.38B | $2.47B |
| Net income growth (YoY) | — | +795.2% | +116.0% | +128.0% | -3.9% | -16.9% | +27.2% | -9.7% | +3.3% | +1.8% | +3.8% |
| Profit margin | -36.9% | 41.2% | 27.6% | 54.3% | 39.8% | 26.1% | 26.5% | 20.4% | 18.6% | 18.2% | 18.7% |