FFIN
First Financial Bankshares Inc
NASDAQ: FFIN · FINANCIAL SERVICES · BANKS - REGIONAL
$32.81
-0.09% today
Updated 2026-09-18
Market cap
$4.69B
P/E ratio
17.67
P/S ratio
7.35x
EPS (TTM)
$1.85
Dividend yield
2.39%
52W range
$28 – $37
Volume
0.7M
WallStSmart proprietary scores
62
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B5.5
Quality
C+7.5
Profitability
B+5.0
Valuation
C+6/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →253 stocks currently score above 75
Price targets
Analyst target
$36.67
+11.76%
12-Month target
$29.60
-9.78%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy5 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 42.20% — above average
+ Free cash flow $75.19M — positive
+ Debt/equity 0.04x — low leverage
Risks
- Altman Z 0.00 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $551.27M | $634.55M | $739.21M | $825.80M | $637.20M |
| Net income | $234.47M | $198.98M | $223.51M | $253.59M | $71.89M |
| EPS | — | — | — | — | $1.85 |
| Free cash flow | $308.16M | $267.57M | $292.92M | $307.14M | $75.19M |
| Profit margin | 42.53% | 31.36% | 30.24% | 30.71% | 42.20% |
Peer comparison
Smart narrative
First Financial Bankshares Inc trades at $32.81. representing a P/E of 17.67x trailing earnings. Our Smart Value Score of 62/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. TTM revenue stands at $637.20M. with profit margins at 42.20%.
Frequently asked questions
What is First Financial Bankshares Inc's stock price?
First Financial Bankshares Inc (FFIN) trades at $32.81, on a P/E of 17.7x and a P/S of 7.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First Financial Bankshares Inc overvalued?
First Financial Bankshares Inc carries a Smart Value Score of 62/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of First Financial Bankshares Inc (FFIN)?
The 12-month analyst consensus target is $36.67, about 11.8% above the current $32.81. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is First Financial Bankshares Inc's revenue?
First Financial Bankshares Inc's trailing twelve-month revenue is $637.20M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio7.35x
ROE13.57%
Beta0.82
50D MA$34.48
200D MA$32.44
Shares out0.14B
Float0.14B
Short ratio—
Avg volume0.7M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—