EBTC
Enterprise Bancorp Inc
NASDAQ: EBTC · FINANCIAL SERVICES · BANKS - REGIONAL
$39.64
+0.00% today
Updated 2026-06-05
Market cap
$495.83M
P/E ratio
12.12
P/S ratio
2.88x
EPS (TTM)
$3.27
Dividend yield
2.45%
52W range
$36 – $40
Volume
0.1M
WallStSmart proprietary scores
63
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+4.0
Quality
C7.0
Profitability
B+6.0
Valuation
B2/9
Piotroski F-Score
Weak
-0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$48.07
+21.27%
12-Month target
$48.07
+21.27%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 23.60% — above average
+ Free cash flow $5.15M — positive
+ Debt/equity 0.46x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.78 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Revenue | $167.14M | $179.38M | $201.05M | $253.15M | $172.24M |
| Net income | $42.17M | $42.72M | $38.06M | $38.73M | $10.44M |
| EPS | — | — | — | — | $3.27 |
| Free cash flow | $58.05M | $43.16M | $51.14M | $44.23M | $5.15M |
| Profit margin | 25.23% | 23.81% | 18.93% | 15.30% | 23.60% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2025-07-01 | SZABLAK, CHESTER J JR | Sale | 391 | — |
| 2025-07-01 | SZABLAK, CHESTER J JR | Sale | 376 | — |
| 2025-07-01 | SZABLAK, CHESTER J JR | Sale | 571 | — |
Peer comparison
Smart narrative
Enterprise Bancorp Inc trades at $39.64. representing a P/E of 12.12x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.78, it sits in the distress. TTM revenue stands at $172.24M. with profit margins at 23.60%.
Frequently asked questions
What is Enterprise Bancorp Inc's stock price?
Enterprise Bancorp Inc (EBTC) trades at $39.64, on a P/E of 12.1x and a P/S of 2.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Enterprise Bancorp Inc overvalued?
Enterprise Bancorp Inc carries a Smart Value Score of 63/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Enterprise Bancorp Inc (EBTC)?
The 12-month analyst consensus target is $48.07, about 21.3% above the current $39.64. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of EBTC by 2030?
Our research-backed model puts the 2030 base case at $58.79, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is Enterprise Bancorp Inc's revenue?
Enterprise Bancorp Inc's trailing twelve-month revenue is $172.24M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Enterprise Bancorp Inc's Altman Z-Score is -0.78, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.88x
ROE10.55%
Beta0.73
50D MA$38.87
200D MA$38.17
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+0.00%
1 month+0.00%
3 months+0.00%
YTD+0.00%
1 year+3.15%
3 years—
5 years—