EBTC
Enterprise Bancorp Inc
NASDAQ: EBTC · FINANCIAL SERVICES · BANKS - REGIONAL
$39.64
+0.00% today
Updated 2026-04-29
Market cap
$495.83M
P/E ratio
12.12
P/S ratio
2.88x
EPS (TTM)
$3.27
Dividend yield
2.45%
52W range
$36 – $41
Volume
0.1M
Enterprise Bancorp Inc (EBTC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $54.74M | $67.33M | $75.14M | $73.40M | $73.41M | $75.55M | $78.50M | $80.14M | $84.37M | $90.91M | $98.44M | $106.76M | $120.71M | $134.89M | $153.43M | $162.09M | $167.14M | $179.38M | $201.05M | $253.15M |
| Revenue growth (YoY) | — | +23.0% | +11.6% | -2.3% | +0.0% | +2.9% | +3.9% | +2.1% | +5.3% | +7.7% | +8.3% | +8.4% | +13.1% | +11.8% | +13.7% | +5.6% | +3.1% | +7.3% | +12.1% | +25.9% |
| Cost of revenue | $11.34M | $20.21M | $25.36M | $23.91M | $18.74M | $15.20M | $13.84M | $9.24M | $8.61M | $6.64M | $8.44M | $8.52M | $8.94M | $16.32M | $22.43M | $27.20M | $9.25M | $14.91M | $8.10M | $84.39M |
| Gross profit | $43.40M | $47.12M | $49.79M | $49.48M | $54.67M | $60.35M | $64.66M | $70.90M | $75.76M | $84.27M | $89.99M | $98.24M | $111.77M | $118.58M | $131.00M | $134.88M | $157.89M | $164.46M | $192.96M | $168.76M |
| Gross margin | 79.3% | 70.0% | 66.3% | 67.4% | 74.5% | 79.9% | 82.4% | 88.5% | 89.8% | 92.7% | 91.4% | 92.0% | 92.6% | 87.9% | 85.4% | 83.2% | 94.5% | 91.7% | 96.0% | 66.7% |
| R&D | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $18.33M | $19.17M | $21.65M | $26.91M | $30.93M | $32.56M | $34.76M | $38.34M | $40.28M | $45.42M | $48.20M | $52.32M | $57.28M | $60.33M | $65.50M | $63.70M | $68.54M | $73.90M | $77.78M | $81.80M |
| Operating income | $13.17M | $14.58M | $14.94M | $7.90M | $11.16M | $15.71M | $16.11M | $18.72M | $20.48M | $22.24M | $24.26M | $27.91M | $35.62M | $37.70M | $44.58M | $41.63M | $55.76M | $56.15M | $51.24M | $51.63M |
| Operating margin | 24.1% | 21.7% | 19.9% | 10.8% | 15.2% | 20.8% | 20.5% | 23.4% | 24.3% | 24.5% | 24.6% | 26.1% | 29.5% | 27.9% | 29.1% | 25.7% | 33.4% | 31.3% | 25.5% | 20.4% |
| EBITDA | $15.95M | $17.28M | $17.57M | $10.53M | $14.55M | $19.60M | $20.23M | $23.21M | $25.50M | $27.69M | $29.86M | $33.99M | $42.65M | $44.53M | $50.72M | $48.41M | $63.57M | $63.18M | $51.24M | $57.24M |
| EBITDA margin | 29.1% | 25.7% | 23.4% | 14.4% | 19.8% | 25.9% | 25.8% | 29.0% | 30.2% | 30.5% | 30.3% | 31.8% | 35.3% | 33.0% | 33.1% | 29.9% | 38.0% | 35.2% | 25.5% | 22.6% |
| EBIT | $13.17M | $14.58M | $14.94M | $7.90M | $11.16M | $15.71M | $16.11M | $18.72M | $20.48M | $22.24M | $24.26M | $27.91M | $35.62M | $37.70M | $44.58M | $41.63M | $55.76M | $56.15M | $51.24M | $51.63M |
| Interest expense | $10.20M | $18.95M | $24.36M | $21.41M | $13.90M | $10.06M | $8.64M | $6.50M | $5.33M | $5.24M | $5.18M | $5.52M | $7.51M | $14.07M | $21.25M | $14.71M | $7.48M | $9.12M | $47.97M | $82.41M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $8.41M | $9.23M | $9.90M | $5.55M | $7.95M | $10.64M | $10.94M | $12.38M | $13.53M | $14.65M | $16.15M | $18.75M | $19.39M | $28.88M | $34.20M | $31.46M | $42.17M | $42.72M | $38.06M | $38.73M |
| Net income growth (YoY) | — | +9.7% | +7.2% | -43.9% | +43.2% | +33.9% | +2.9% | +13.1% | +9.3% | +8.3% | +10.2% | +16.1% | +3.4% | +48.9% | +18.4% | -8.0% | +34.1% | +1.3% | -10.9% | +1.8% |
| Profit margin | 15.4% | 13.7% | 13.2% | 7.6% | 10.8% | 14.1% | 13.9% | 15.4% | 16.0% | 16.1% | 16.4% | 17.6% | 16.1% | 21.4% | 22.3% | 19.4% | 25.2% | 23.8% | 18.9% | 15.3% |