CPSS
Consumer Portfolio Services Inc
NASDAQ: CPSS · FINANCIAL SERVICES · CREDIT SERVICES
$9.12
+1.90% today
Updated 2026-04-29
Market cap
$184.31M
P/E ratio
10.59
P/S ratio
0.93x
EPS (TTM)
$0.80
Dividend yield
—
52W range
$7 – $10
Volume
0.0M
WallStSmart proprietary scores
57
out of 100
Grade: C+
Hold
Investment rating
4.7
Growth
C5.0
Quality
C+5.0
Profitability
C+8.3
Valuation
A—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →201 stocks currently score above 75
Price targets
Analyst target
$14.00
+53.51%
12-Month target
$7.62
-16.45%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $75.28M — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $329.71M | $352.01M | $393.51M | $427.97M | $198.88M |
| Net income | $85.98M | $45.34M | $19.20M | $19.32M | $4.98M |
| EPS | — | — | — | — | $0.80 |
| Free cash flow | $213.78M | $237.42M | $233.32M | $288.29M | $75.28M |
| Profit margin | 26.08% | 12.88% | 4.88% | 4.52% | 9.72% |
Peer comparison
Smart narrative
Consumer Portfolio Services Inc trades at $9.12. representing a P/E of 10.59x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. TTM revenue stands at $198.88M. with profit margins at 9.72%.
Frequently asked questions
What is Consumer Portfolio Services Inc's stock price?
Consumer Portfolio Services Inc (CPSS) trades at $9.12.
Is Consumer Portfolio Services Inc overvalued?
Smart Value Score 57/100 (Grade C+, Hold).
What is the price target of Consumer Portfolio Services Inc (CPSS)?
The analyst target price is $14.00, representing +53.5% upside from the current price of $9.12.
What is Consumer Portfolio Services Inc's revenue?
TTM revenue is $198.88M.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.93x
ROE6.42%
Beta1.08
50D MA$8.10
200D MA$8.37
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—