CPSS
Consumer Portfolio Services Inc
NASDAQ: CPSS · FINANCIAL SERVICES · CREDIT SERVICES
$9.12
+1.90% today
Updated 2026-04-29
Market cap
$184.31M
P/E ratio
10.59
P/S ratio
0.93x
EPS (TTM)
$0.80
Dividend yield
—
52W range
$7 – $10
Volume
0.0M
Consumer Portfolio Services Inc (CPSS) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
0 of 8
Last 8 quarters
Avg EPS surprise
-42.1%
Last 4 quarters
Revenue YoY growth
+3.9%
Most recent quarter
EPS YoY growth
-0.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-5.1%
Last 2 reports
Positive reaction rate
0%
0 of 2 quarters
Largest single-day move
-8.3%
2025-11-10
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-23 | $0.21 | -47.5% | $7.87 | $7.72 | -1.9% |
| 2025-11-10 | $0.20 | -35.5% | $8.67 | $7.95 | -8.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.40 | $0.21 | -47.5% | $109.41M | +3.9% |
| 2025-09-30 | $0.31 | $0.20 | -35.5% | $108.42M | +7.8% |
| 2025-06-30 | $0.39 | $0.20 | -48.7% | $109.76M | +14.5% |
| 2025-03-31 | $0.30 | $0.19 | -36.7% | $106.87M | +16.5% |
| 2024-12-31 | $0.27 | $0.21 | -21.5% | $105.30M | +14.5% |
| 2024-09-30 | $0.21 | $0.20 | -4.8% | $100.58M | +9.2% |
| 2024-06-30 | — | $0.19 | — | $95.88M | +13.0% |
| 2024-03-31 | — | $0.19 | — | $91.74M | +10.4% |
| 2023-12-31 | $0.26 | $0.29 | +11.1% | $91.98M | — |
| 2023-09-30 | $0.18 | $0.52 | +188.9% | $92.08M | — |
| 2023-06-30 | $0.18 | $0.52 | +188.9% | $84.86M | — |
| 2023-03-31 | $0.18 | $0.52 | +188.9% | $83.10M | — |
| 2022-12-31 | $0.18 | $0.52 | +188.9% | — | — |
Frequently asked questions
Has Consumer Portfolio Services Inc beaten earnings estimates?
Consumer Portfolio Services Inc has beaten Wall Street EPS estimates in 0 of its last 8 quarterly reports, with an average EPS surprise of -42.1% over the last 4 quarters.
How does CPSS stock react to earnings?
CPSS stock has moved an average of -5.1% in the trading day following earnings over its last 2 reports, with positive reactions in 0% of those quarters.
What is Consumer Portfolio Services Inc's revenue growth rate?
Consumer Portfolio Services Inc reported year-over-year revenue growth of +3.9% in its most recent quarter, with EPS growing -0.9% year-over-year.